Middlesex County and Billerica Town property record for 15 Cold Spring Rd, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,009 sqft · built 1982 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $373,500 (Jul 2014) |
| Tax Bill | $7,452 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0078 B:0180 L:0 |
| Primary APN | BILL M:0078 B:0180 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,009 sqft Living Area |
| Gross Area | 3,474 sqft |
| Basement Area | 1,057 sqft |
| Unfinished Basement | 1,057 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,950 sqft (0.137 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 COLD SPRING RD |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-3546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | NUTTINGS LAKE PARK ADD F |
| Legal Block | 180 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 316300 |
Source: Middlesex County and Billerica Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 COLD SPRING RD, BILLERICA, MA 01821-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2014 · Amount on Record |
| Deed Sale | Jul 2, 2014 · Amount on Record |
| Prior Sale | Dec 31, 2013 · Amount on Record |
| Deed Book / Page | 28296 / 99 |
| Transfer Doc | 0028296-99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 15 COLD SPRING RD, BILLERICA, MA 01821-3546 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035765-153 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 35765/153 |
| Instrument | 29539 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 15 COLD SPRING RD, BILLERICA, MA 01821-3546 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036485-185 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 36485/185 |
| Instrument | 65352 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,452.00 (+4.06%) | $641,900 (+1.92%) Land $270,500 Building $371,400 | $631,370 (-) |
| 2025 | $7,161.00 (+4.95%) | $629,800 (+4.22%) Land $258,400 Building $371,400 | $631,370 (+1.45%) |
| 2024 | $6,823.00 (+3.46%) | $604,300 (+8.77%) Land $242,000 Building $362,300 | $622,345 |
| 2023 | $6,595.00 | $555,600 Land $216,700 Building $338,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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