18 Cloverly Cir, Norwalk, CT 06855 Property Records

Norwalk City property record for 18 Cloverly Cir, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,988 sqft · built 1942
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Apr 2026)
Tax Bill	$16,522 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:29 L:61`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:29 L:61`
Alternative APNs	`NORW M:3 B:29 L:61` `NWLK M:3 B:29 L:61` `7743`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	4,165 sqft
1st Floor Area	1,716 sqft
Basement Area	360 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7743
Street Address	18 CLOVERLY CIR
City	NORWALK
State	CT
Zip	06855-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	29
Legal Lot Number	61
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1008
Census Tract	44300

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 CLOVERLY CIR, NORWALK, CT 06855-2130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · ARM BANK OF AMIERCA NA
Mar 4, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Mar 4, 2024 · Amount on Record
Deed Book / Page	10003 / 302
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Apr 15, 2026
Property Address	18 CLOVERLY CIR, NORWALK, CT 06855-2130
Document Number	010003-302
Book / Page	10003 / 302
Instrument Date	Mar 26, 2026
Instrument	20263431
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CLOVERLY CIR, NORWALK, CT 06855-2130
Investor	Possibly a Property Investor

Mortgage

Date	Apr 15, 2026

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2033
Margin	3
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Mar 4, 2024
Property Address	18 CLOVERLY CIR, NORWALK, CT 06855-2130
Document Number	009708-131
Book / Page	9708 / 131
Instrument Date	Mar 1, 2024
Instrument	2024001366
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CLOVERLY CIR, NORWALK, CT 06855-2130

Mortgage

Document Number	2024001367
Date	Mar 4, 2024
Instrument	2024001367

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2029
Max Rate At Change	2.75%
Index	Other

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	18 CLOVERLY CIR, NORWALK, CT 06855-2130
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8852-277
Date	Jul 1, 2019
Book Page	8852/277

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,522.00 (+1.38%)	$681,870 (-) Land $262,880 Building $418,990	$1,381,105 (+189.35%)
2025	$16,297.00	$681,870 (+42.96%) Land $262,880 Building $418,990	$477,309 Land $184,016 Building $293,293
2024	$16,297.00 (+36.19%)
2023	$11,966.00 (+2.21%)	$476,980 (-) Land $184,740 Building $292,240
2022	$11,707.00	$476,980 Land $184,740 Building $292,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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