11 Cloverly Cir, Norwalk, CT 06855 Property Records

Norwalk City property record for 11 Cloverly Cir, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,257 sqft · built 1925
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$862,500 (Aug 2020)
Tax Bill	$17,083 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:29 L:83`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:29 L:83`
Alternative APNs	`NORW M:3 B:29 L:83` `NWLK M:3 B:29 L:83` `7758`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,257 sqft Living Area
Gross Area	5,089 sqft
1st Floor Area	1,555 sqft
Basement Area	824 sqft
Unfinished Basement	659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7758
Street Address	11 CLOVERLY CIR
City	NORWALK
State	CT
Zip	06855-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	29
Legal Lot Number	83
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1009
Census Tract	44300

Owner

Source: Norwalk City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 CLOVERLY CIR, NORWALK, CT 06855-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage WEST CAP LENDING LLC
Aug 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Aug 6, 2008 · Amount on Record
Deed Document Number	20202020008238
Deed Book / Page	9051 / 307
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	11 CLOVERLY CIR, NORWALK, CT 06855-2118
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009915-189
Date	Sep 12, 2025
Book Page	9915/189
Instrument	2025007245

Lender

Name	WEST CAP LENDING LLC

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Aug 14, 2020
Property Address	11 CLOVERLY CIR, NORWALK, CT 06855-2118
Document Number	9051-307
Book / Page	9051 / 307
Instrument Date	Jul 30, 2020
Instrument	2020008238
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2020008239
Date	Aug 14, 2020
Instrument	2020008239

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,083.00	$714,790 (+50.24%) Land $259,110 Building $455,680	$500,353 Land $181,377 Building $318,976
2024	$17,083.00 (+43.13%)
2023	$11,935.00 (+2.2%)	$475,780 (-) Land $182,090 Building $293,690
2022	$11,678.00	$475,780 Land $182,090 Building $293,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Also Mapped Here	NORWALK FIRST TAXING DISTRICT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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