Beaufort County property record for 18 Clover Dr, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,565 sqft · built 2008 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Nov 2016) |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Jun 2020 Reverse Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R60002900009760000 |
| Primary APN | R60002900009760000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 12901677 |
|---|---|
| Old Parcel Number | R60002900009760000 |
| Street Address | 18 CLOVER DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-7130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 453 GARDEN WALK BLK 82 PB112 P15-17 PB113 P63-65 LOT LINE REV PB118 P188-190 |
| Legal Subdivision | DEL WEBB SUN CITY |
| Legal Block | 82 |
| Legal Lot Number | 453 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2110 |
Source: Beaufort County records · APN R60002900009760000
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 CLOVER DR, BLUFFTON, SC 29909-7130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Jun 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on Record |
| Deed Sale | Nov 23, 2016 · Amount on Record |
| Prior Sale | Mar 31, 2016 |
| Deed Document Number | 2016063776 |
| Deed Book / Page | 3532 / 2541 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 18 CLOVER DR, BLUFFTON, SC 29909-7130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031121 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 3873/2631 |
| Instrument | 2020031121 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.17% |
| Type Change Date | Jun 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 18 CLOVER DR, BLUFFTON, SC 29909-7130 |
| Document Number | 0000031122 |
| Instrument Date | Jun 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 18 CLOVER DR BLUFFTON SC 299097130, BLUFFTON, SC 29909-7130 |
| Document Number | 0000031122 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 003873/002649 |
| Instrument | 31122 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.17% |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 | $10,390 (-33.02%) | |
| 2024 | $1,121.00 | $15,512 (-) Land $2,700 Building $12,812 | $387,800 (-) Land $67,500 Building $320,300 |
| 2023 | $1,121.00 (-10.89%) | $15,512 (+58.87%) Land $2,700 Building $12,812 | $387,800 (+58.87%) Land $67,500 Building $320,300 |
| 2022 | $1,258.00 | $9,764 Land $2,080 Building $7,684 | $244,100 Land $52,000 Building $192,100 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 488 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 488 in force |
| Nearby Flood Claims | 3 (2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cable One.
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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