12 Clover Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 12 Clover Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,540 sqft · built 2008
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$391,000 (Dec 2021)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R60002900009790000`

Property Details

APN / Parcel Number

Primary APN	`R60002900009790000`
Alternative APN	`12901702`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12901702
Old Parcel Number	R60002900009790000
Street Address	12 CLOVER DR
City	BLUFFTON
State	SC
Zip	29909-7130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 456 GARDEN WALK BLK 82 PB112 P15-17 PB113 P63-65 LOT LINE REV PB118 P188-190
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	82
Legal Lot Number	456
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3011
Census Tract	2110

Owner

Source: Beaufort County records · APN R60002900009790000

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	12 CLOVER DR, BLUFFTON, SC 29909-7130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Document Number	2021085533
Deed Book / Page	4093 / 1657
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 13, 2021
Property Address	12 CLOVER DR, BLUFFTON, SC 29909-7130
Document Number	0000085533
Book / Page	4093 / 1657
Map Reference	MB 118 PG 188
Instrument Date	Nov 08, 2021
Instrument	2021085533
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Amount	Amount Recorded
Tax	$1,016.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 CLOVER DR, BLUFFTON, SC 29909-7130

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (+1.75%)	$15,520 (+0.03%)
2024	$3,779.00 (+89.9%)	$15,516 (-) Land $2,700 Building $12,816	$387,900 (-) Land $67,500 Building $320,400
2023	$1,990.00 (-5.46%)	$15,516 (-0.79%) Land $2,700 Building $12,816	$387,900 (-0.79%) Land $67,500 Building $320,400
2022	$2,105.00	$15,640 Land $2,080 Building $13,560	$391,000 Land $52,000 Building $339,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cable One.

Based on FCC filings for 386 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.