Gallatin County property record for 18 Cloninger Ln, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,144 sqft · built 1976 |
| Lot Size | 1.64 acres (71,482 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,620 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFG10436 |
| Primary APN | 00RFG10436 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,482 sqft (1.64 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RFG10436 |
|---|---|
| Street Address | 18 CLONINGER LN |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | BAXTER CREEK SUB 1, S21, T01 S, R05 E, BLOCK 3, LOT 10, ACRES 1.641, PLAT H-38 |
| Legal Range | 05E |
| Legal Township | 01S |
| Legal Section | 21 |
| Legal Subdivision | BAXTER CREEK SUB 1 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 202 |
18 Cloninger Ln is owned and occupied by two individuals.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 CLONINGER LN, BOZEMAN, MT 59718-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU |
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 18 CLONINGER LN, BOZEMAN, MT 59718-9711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002778320 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2778320 |
| Name | ROCKY MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | BOZEMAN, MT 59718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 18 CLONINGER LN, BOZEMAN, MT 59718-9711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2583791 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2583791 |
| Name | ROCKY MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | HELENA, MT 59602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 18 Cloninger Ln was $2,620.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,620.00 | $713,600 | $713,600 Land $476,397 Building $237,203 |
| 2023 | $4,608.00 | $794,200 | $794,200 Land $365,900 Building $428,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Cloninger Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Cloninger Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAXTER CREEK NO 2 HOA private · serves 450 people · EPA ID MT0003323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 900 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: CenturyLink, T-Mobile.
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