18 Chestnut St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 18 Chestnut St, Marblehead, MA 01945 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,909 sqft · built 1886
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Aug 2013)
Tax Bill	$10,930 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0111 B:0021 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0111 B:0021 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,909 sqft Living Area
Gross Area	4,148 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 CHESTNUT ST
City	MARBLEHEAD
State	MA
Zip	01945-3004
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	21
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4029
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0111 B:0021 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MARBLEHEAD SAVINGS BANK
Mar 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Sep 08, 2020	Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Deed Book / Page	32784 / 581
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	18 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041318-69
Date	Nov 23, 2022
Book Page	41318/69
Instrument	20221123000870

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2042

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	18 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38351-189
Date	Mar 20, 2020
Book Page	38351/189
Instrument	20200320002370

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	18 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38911-360
Date	Sep 08, 2020
Book Page	38911/360
Instrument	20200908004010

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,930.00 (+7.99%)	$1,207,700 (+6.91%) Land $736,100 Building $471,600
2024	$10,121.00 (+15.6%)	$1,129,600 (+29.02%) Land $792,700 Building $336,900
2023	$8,755.00	$875,500 Land $554,900 Building $320,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092032004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018, tidal / storm surge, Severe Winter Storm And Flooding
Claims By Storm	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 759 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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