16 Chestnut St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 16 Chestnut St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,307 sqft · built 2005
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (May 2014)
Tax Bill$11,782 (2026)
Deeds & MortgagesSep 2017 Line of Credit
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0111 B:0022 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0111 B:0022 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,307 sqft Living Area
Gross Area3,783 sqft
Basement Area1,214 sqft
Unfinished Basement1,214 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16 CHESTNUT ST
CityMARBLEHEAD
StateMA
Zip01945-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal Block22
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4029
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2017Deed of Trust, Mortgage · Line of Credit
EAGLE BANK
Feb 14, 2019Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Sep 20, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2014 · Amount on Record
Deed SaleMay 9, 2014 · Amount on Record
Prior SaleMay 26, 2004 · Amount on Record
Deed Book / Page33265 / 331
Transfer Doc033265-331
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36161-569
DateSep 8, 2017
Book Page36161/569
Instrument85
Lender
NameEAGLE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37328-40
DateFeb 14, 2019
Book Page37328/40
Instrument20190214000520
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16 CHESTNUT ST, MARBLEHEAD, MA 01945-3004
Document Number37930-95
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 CHESTNUT ST MARBLEHEAD MA 019453004, MARBLEHEAD, MA 01945-3004

Mortgage

Document Number37930-95
DateOct 15, 2019
Book Page037930/000095
Instrument1015001400
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,782.00 (-1.5%)$1,376,400 (+4.13%) Land $736,100 Building $639,100$1,377,569 (-7.43%)
2025$11,962.00 (-1.87%)$1,321,800 (-2.84%) Land $736,100 Building $585,700$1,488,080
2024$12,190.00 (+19.96%)$1,360,500 (+33.88%) Land $792,700 Building $567,800
2023$10,162.00$1,016,200 Land $554,900 Building $461,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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