18 Center Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 18 Center Ln, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,698 sqft · built 1988
Lot Size	0.133 acres (5,777 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Mar 2021)
Tax Bill	$9,461 (2024)
Deeds & Mortgages	Mar 2021 Sale Apr 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`00515130-000000`

Property Details

APN / Parcel Number

Primary APN	`00515130-000000`
Alternative APNs	`01613900515130000000` `1634395`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,698 sqft Living Area
1st Floor Area	1,410 sqft
Attic	Attic
Attic Area	378 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Concrete
Lot Area	5,777 sqft (0.133 acres)
View / Lot	Canal
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Florida Room
Porch Area	944 sqft
Deck Area	450 sqft
Patio Area	730 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1634395
Street Address	18 CENTER LN
City	KEY LARGO
State	FL
Zip	33037-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	BK 4 LT 9 STILLWRIGHT POINT PLAT #2 KEY LARGO PB4-154 OR552-146 OR749-324 OR751-975 OR769-2002 OR760-896 OR801-812 OR801-813 OR821-1120 OR930-1774 OR966-1515 OR1188-1983/84 OR1558-973 OR3019-80 OR3080-1242
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	STILLWRIGHT POINT NO 2
Legal Block	4
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9026 SW 23RD LN, MIAMI, FL 33165-2063
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Apr 21, 2020
Deed Document Number	20212307686
Deed Book / Page	3080 / 1242
Prior Transfer Date	Oct 9, 2019
Prior Transfer Doc	0030190080
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 9, 2021
Property Address	18 CENTER LN, KEY LARGO, FL 33037-2911
Document Number	0030801242
Book / Page	3080 / 1242
Map Reference	MB 4 PG 154
Instrument Date	Mar 8, 2021
Instrument	2307686
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 POINCIANA RD, 195, EDGEWATER, FL 32141-7211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9026 SW 23RD LN, MIAMI, FL 33165-2063

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Apr 21, 2020
Property Address	18 CENTER LN, KEY LARGO, FL 33037-2911
Document Number	0030190080
Book / Page	003019 / 000080
Instrument Date	Oct 9, 2019
Instrument	2263780
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18 CENTER LN KEY LARGO FL 330372911, KEY LARGO, FL 33037-2911

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,132,625 (+13%) Land $651,559 Building $481,066	$1,132,625 (+13%) Land $651,559 Building $481,066
2024	$9,461.00 (+9.38%)
2023	$8,650.00 (+13.18%)	$1,002,305 (+11.18%) Land $505,776 Building $496,529	$1,002,305 (+11.18%) Land $505,776 Building $496,529
2022	$7,643.00	$901,550 Land $398,671 Building $502,879	$901,550 Land $398,671 Building $502,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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