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17 Center Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 17 Center Ln, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,060 sqft · built 1976
Lot Size0.216 acres (9,415 sqft)
OwnerCompany Name on File
Last Sale$1,300,000 (Nov 2021)
Tax Bill$10,951 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00515720-000000

Property Details

APN / Parcel Number

Primary APN00515720-000000
Alternative APNs
  • 01613900515720000000
  • 1634981

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,060 sqft Living Area
1st Floor Area1,710 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,415 sqft (0.216 acres)
View / LotCanal
Garage TypeCovered
Garage Area750 sqft

Exterior Amenities

Pool Area308 sqft
PorchFlorida Room
Porch Area1,332 sqft
Patio Area60 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1634981
Street Address17 CENTER LN
CityKEY LARGO
StateFL
Zip33037-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 9 LT 9 STILLWRIGHT POINT PLAT 2 RESUB PB5-13 KEY LARGO OR617-272 OR811-560 OR1136-1896 OR1177-534/35 OR1378-298 OR1378-299 OR1594-247/51 OR1596-290/91 OR1596-292/92 OR1596-297 OR1745-2212 OR1745-2213 OR2010-689 OR2300-1807 OR2342-876 OR2606-832 OR
Legal Range39E
Legal Township61S
Legal Section01
Legal SubdivisionSTILLWRIGHT POINT NO 2 RESUBD
Legal Block9
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

17 Center Ln is owned by a company that bought it in November 2021.

Source: Monroe County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address8855 SW 111TH TER, MIAMI, FL 33176-3772
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2021 · Amount on File
Deed SaleNov 16, 2021 · Amount on File
Prior SaleDec 28, 2012 · Amount on File
Deed Document Number20212348850
Deed Book / Page3137 / 2235
Prior Transfer DateApr 28, 2004
Prior Transfer Doc0020100689
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 16, 2021
Property Address17 CENTER LN, KEY LARGO, FL 33037-2911
Document Number0031372235
Book / Page3137 / 2235
Map ReferenceMB 5 PG 13
Instrument DateNov 10, 2021
Instrument2348850
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1831 E SANDPOINTE LN, 1831, VERO BEACH, FL 32963-2738

Transferred To (Grantee/Buyer)

NameVerified Name
Address8855 SW 111TH TER, MIAMI, FL 33176-3772

Mortgage

Document Number31372243
DateNov 16, 2021
Instrument3137/2243
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term481 Months
DueDec 1, 2061

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,405,031 Land $845,373 Building $559,658$1,405,031 Land $845,373 Building $559,658
2024$10,951.00 (+9.55%)
2023$9,996.00 (+14.66%)$1,198,163 (+14.98%) Land $656,226 Building $541,937$1,198,163 (+14.98%) Land $656,226 Building $541,937
2022$8,718.00$1,042,084 Land $517,260 Building $524,824$1,042,084 Land $517,260 Building $524,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Center Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Center Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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