18 Catfish Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 18 Catfish Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,706 sqft · built 1992
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$416,000 (Apr 2022)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870001124`

Property Details

APN / Parcel Number

Primary APN	`A870001124`
Alternative APN	`3-0077-6042-00-076B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,706 sqft Living Area
Gross Area	3,433 sqft
1st Floor Area	1,560 sqft
Basement Area	1,432 sqft
Finished Basement	1,146 sqft
Unfinished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	319 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870001124
Street Address	18 CATFISH CT
City	DEFIANCE
State	MO
Zip	63341-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY VALLEY #5 LOT 76B
Legal Subdivision	CALLAWAY VALLEY #5
Legal Lot Number	76B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4005
Census Tract	312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CATFISH CT, DEFIANCE, MO 63341-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Oct 7, 2020	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Jul 21, 2017
Deed Document Number	202223491
Prior Transfer Date	Jul 17, 2017
Prior Transfer Doc	0067782247
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 25, 2022
Property Address	18 CATFISH CT, DEFIANCE, MO 63341-1621
Document Number	0000023491
Map Reference	MB 25 PG 127
Instrument Date	Apr 22, 2022
Instrument	2022R-023491
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 HARBOR BEND CT, LAKE ST LOUIS, MO 63367-1337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CATFISH CT, DEFIANCE, MO 63341-1621

Mortgage

Document Number	0000023492
Date	Apr 25, 2022
Instrument	2022R-023492

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	18 CATFISH CT, DEFIANCE, MO 63341-1621
Document Number	0000078435
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CATFISH CT DEFIANCE MO 633411621, DEFIANCE, MO 63341-1621

Mortgage

Document Number	0000078435
Date	Oct 16, 2020
Instrument	78435

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,126 (-)	$326,979 (-) Land $76,635 Building $250,344
2025	$3,719.00 (-2.64%)	$62,126 (+0.31%)	$326,979 (+0.31%) Land $76,635 Building $250,344
2024	$3,820.00 (+39.52%)
2023		$61,935 (+43.13%)
2022	$2,738.00	$43,273	$325,972 (+43.13%) Land $75,000 Building $250,972
2021			$227,753 Land $75,000 Building $152,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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