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10 Catfish Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 10 Catfish Ct, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,472 sqft · built 1990
Lot Size3.01 acres (131,551 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Mar 2025)
Tax Bill$4,434 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA870001126

Property Details

APN / Parcel Number

Primary APNA870001126
Alternative APN
  • 3-0077-6042-00-076D.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,472 sqft Living Area
Gross Area5,058 sqft
1st Floor Area2,472 sqft
Basement Area1,992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialSiding
Roof TypeGable
Roof MaterialAsphalt
Lot Area131,551 sqft
TerrainRolling
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area256 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870001126
Street Address10 CATFISH CT
CityDEFIANCE
StateMO
Zip63341-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALLAWAY VALLEY #5 LOT 76D
Legal SubdivisionCALLAWAY VALLEY #5
Legal Lot Number76D
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group4
Census Block4005
Census Tract312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 HOBIE CAT CT, DEFIANCE, MO 63341-1635
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Feb 22, 2023Deed of Trust, Mortgage · FHA Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2025 · Amount on Record
Deed SaleMar 28, 2025 · Amount on Record
Prior SaleJan 15, 2016 · Amount on Record
Deed Document Number202512088
Prior Transfer DateMar 27, 2025
Prior Transfer Doc0000012087
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address10 CATFISH CT, DEFIANCE, MO 63341-1621
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CATFISH CT, DEFIANCE, MO 63341-1621

Mortgage

Document Number0000006592
DateFeb 23, 2023
Instrument2023R-006592
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address10 CATFISH CT, DEFIANCE, MO 63341-1621
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CATFISH CT, DEFIANCE, MO 63341-1621

Mortgage

Document Number0000006404
DateFeb 22, 2023
Instrument2023R-006404
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term144 Months
DueFeb 15, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,059 (-)$389,783 (-) Land $90,002 Building $299,781
2025$4,434.00 (-16.13%)$74,059 (-13.6%)$389,783 (-13.6%) Land $90,002 Building $299,781
2024$5,287.00
2023$85,712
2022$451,116 Land $75,002 Building $376,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Brightspeed
Fiber		940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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