18 Bluff Ct, White Bluff, TN 37187 Property Records

Dickson County property record for 18 Bluff Ct, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,290 sqft · built 2018
Lot Size	0.652 acres (28,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,743 (Aug 2023)
Tax Bill	$1,557 (2022)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022096C A 00500`

Property Details

APN / Parcel Number

Primary APN	`022096C A 00500`
Alternative APN	`096C A 00500`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Lot Area	28,402 sqft (0.652 acres)
Lot Dimensions	245 ft deep x 109 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	18 BLUFF CT
City	WHITE BLUFF
State	TN
Zip	37187-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNSET POINT SEC C
Legal Lot Number	80
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	60300

Owner

Source: Dickson County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 11, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 21, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC
Jun 20, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HIGHLANDS RESID'L MTG
Apr 2, 2018	Quit Claim Deed, Transfer TRADITIONS FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	2023356532
Deed Book / Page	1561 / 142
Prior Transfer Date	Aug 3, 2023
Prior Transfer Doc	00V1561142
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501
Investor	Possibly a Property Investor

Mortgage

Document Number	00V1518402
Date	Jun 25, 2021
Book Page	V1518/402
Instrument	329316

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Dec 1, 2047

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Aug 11, 2023
Property Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501
Document Number	00V1561142
Book / Page	V1561 / 142
Map Reference	CAB I SL 205
Instrument Date	Aug 3, 2023
Instrument	356532
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$912.95
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501

Mortgage

Document Number	0000356533
Date	Aug 11, 2023
Instrument	356533

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501
Document Number	V1410825
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BLUFF CT WHITE BLUFF TN 371871501, WHITE BLUFF, TN 37187-1501

Mortgage

Document Number	V1410825
Date	Dec 2, 2019
Book Page	001410/000825
Instrument	306447

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Jun 20, 2018
Property Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501
Document Number	V340714
Book / Page	000340 / 000714
Instrument Date	Jun 15, 2018
Instrument	289097
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2018
Title Company	BANKERS TITLE AND ESCROW DICKSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.69
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BLUFF CT WHITE BLUFF TN 37187, WHITE BLUFF, TN 37187

Mortgage

Document Number	V1340716
Date	Jun 20, 2018
Book Page	001340/000716
Instrument	289098

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DICKSON TN
Recording Date	Apr 2, 2018
Property Address	18 BLUFF CT, WHITE BLUFF, TN 37187-1501
Document Number	00V1330553
Book / Page	V1330 / 553
Instrument Date	Mar 27, 2018
Instrument	286517
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 ROCK SPRINGS RD, CUMBERLAND FURNACE, TN 37051-4426

Mortgage

Document Number	V1330555
Date	Apr 2, 2018
Book Page	V1330/555
Instrument	286518

Lender

Name	TRADITIONS FIRST BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,000 (+57.2%) Land $17,475 Building $65,525
2024			$332,000 (+57.2%) Land $69,900 Building $262,100
2022	$1,557.00	$52,800 Land $5,875 Building $46,925	$211,200 Land $23,500 Building $187,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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