12 Bluff Ct, White Bluff, TN 37187 Property Records

Dickson County property record for 12 Bluff Ct, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,306 sqft · built 2016
Lot Size	0.509 acres (22,195 sqft)
Owner	Individual on Record
Last Sale	$175,000 (May 2017)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022096C A 00300`

Property Details

APN / Parcel Number

Primary APN	`022096C A 00300`
Alternative APN	`096C A 00300`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Lot Area	22,195 sqft (0.509 acres)
Lot Dimensions	151 ft deep x 133 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	12 BLUFF CT
City	WHITE BLUFF
State	TN
Zip	37187-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNSET POINT SEC C
Legal Lot Number	78
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	60300

Owner

Source: Dickson County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2345 W LEATHERWOOD RD, CUMBERLAND FURNACE, TN 37051-5201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANK OF AMERICA NA
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
May 25, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST CMNTY MTG
Feb 3, 2017	Warranty Deed, Construction Loan · Line of Credit TRADITIONS FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	2017277046
Deed Book / Page	1294 / 23
Last Transfer Date	Jun 17, 2024
Transfer Doc	0000365826
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	12 BLUFF CT, WHITE BLUFF, TN 37187-1501
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0V15811960
Date	Oct 30, 2024
Book Page	V1581/1960
Instrument	369598

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	12 BLUFF CT, WHITE BLUFF, TN 37187-1501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1477230
Date	Dec 7, 2020
Book Page	V1477/230
Instrument	320697

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	May 25, 2017
Property Address	12 BLUFF CT, WHITE BLUFF, TN 37187-1501
Document Number	V129423
Book / Page	001294 / 000023
Instrument Date	May 24, 2017
Instrument	277046
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 5, 2017
Title Company	BANKERS TITLE AND ESCROW DICKSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BLUFF CT WHITE BLUFF TN 371871501, WHITE BLUFF, TN 37187-1501

Mortgage

Document Number	V129425
Date	May 25, 2017
Book Page	001294/000025
Instrument	277047

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

February 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Feb 3, 2017
Property Address	12 BLUFF CT, WHITE BLUFF, TN 37187-1501
Document Number	V128180
Book / Page	001281 / 000080
Instrument Date	Feb 2, 2017
Instrument	273665
Transaction Type	Construction Loan
Record Updated	May 20, 2019
Title Company	BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transaction

Amount	Amount Recorded
Tax	$88.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1499 ROCK SPRINGS RD CUMBERLAND FURNACE TN 370514426, CUMBERLAND FURNACE, TN 37051-4426

Mortgage

Document Number	V128182
Date	Feb 3, 2017
Book Page	001281/000082
Instrument	273666

Lender

Name	TRADITIONS FIRST BK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$81,125 Land $17,475 Building $63,650
2024		$324,500 Land $69,900 Building $254,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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