18 Belanger Rd, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 18 Belanger Rd, Jay, ME 04239

Property Summary

Property Type	Single Family Home
Details	600 sqft · built 2003
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2025)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Sep 2022 Refinance Dec 2025 Sale & Mortgage
APN	`JAYY M:007 L:157`

Property Details

APN / Parcel Number

Primary APN	`JAYY M:007 L:157`
Alternative APN	`1175`

Interior

Building Area	600 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	77,537 sqft (1.78 acres)

Location & Zoning

Account Number	1175
Street Address	18 BELANGER RD
City	JAY
State	ME
Zip	04239-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	157
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	1
Census Block	1014
Census Tract	971400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Jay Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 BELANGER RD, JAY, ME 04239-4631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Deed Document Number	20258972
Deed Book / Page	4794 / 21
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	18 BELANGER RD, JAY, ME 04239-4631
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0044950142
Date	Sep 26, 2022
Book Page	4495/142
Instrument	7660

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Oct 1, 2035

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAY ME
Recording Date	Dec 17, 2025
Property Address	18 BELANGER RD, JAY, ME 04239-4631
Document Number	0047940021
Book / Page	4794 / 21
Instrument Date	Dec 15, 2025
Instrument	20258972
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002058973
Date	Dec 17, 2025
Instrument	205-8973

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Franklin County and Jay Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,796.00 (+20.41%)	$233,000 (+120.77%) Land $52,410 Building $180,590
2024	$2,322.00 (-4.33%)	$105,540 (-) Land $19,800 Building $85,740
2023	$2,427.00 (+12.15%)	$105,540 (-) Land $19,800 Building $85,740
2022	$2,164.00	$105,540 Land $19,800 Building $85,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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