85 Belanger Rd, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 85 Belanger Rd, Jay, ME 04239

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1987
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2025)
Tax Bill	$4,713 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
APN	`JAYY M:007 L:075`

Property Details

APN / Parcel Number

Primary APN	`JAYY M:007 L:075`
Alternative APN	`952`

Interior

Building Area	1,872 sqft Living Area
Gross Area	1,248 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	115,434 sqft (2.65 acres)

Location & Zoning

Account Number	952
Street Address	85 BELANGER RD
City	JAY
State	ME
Zip	04239-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	75
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	1
Census Block	1012
Census Tract	971400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Jay Town records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	347 PLEASANT VIEW RIDGE RD, SOUTH CHINA, ME 04358-4404
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Dec 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	20256473
Deed Book / Page	4764 / 315
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Recording Date	Jun 9, 2026
Property Address	85 BELANGER RD, JAY, ME 04239-4627
Document Number	0048420313
Book / Page	4842 / 313
Instrument Date	Jun 1, 2026
Instrument	20263770
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BELANGER RD, JAY, ME 04239-4627

Mortgage

Document Number	0000003770,
Date	Jun 9, 2026
Book Page	4842/313
Instrument	20263770

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAY ME
Recording Date	Sep 15, 2025
Property Address	85 BELANGER RD, JAY, ME 04239-4627
Document Number	0047640315
Book / Page	4764 / 315
Instrument Date	Sep 12, 2025
Instrument	2025-6473
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	347 PLEASANT VIEW RIDGE RD, CHINA, ME 04358-4404

Mortgage

Document Number	0020256474
Date	Sep 15, 2025
Instrument	2025-6474

Lender

Name	LUMINATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAY ME
Recording Date	Dec 14, 2020
Property Address	85 BELANGER RD, JAY, ME 04239-4627
Document Number	0042670087
Book / Page	4267 / 87
Instrument Date	Dec 11, 2020
Instrument	10771
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 215, EUSTIS, ME 04936-0215

Mortgage

Document Number	0000010772
Date	Dec 14, 2020
Instrument	10772

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Jay Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,713.00 (+4.2%)	$392,730 (+91.04%) Land $54,540 Building $338,190
2024	$4,523.00 (-4.34%)	$205,580 (-) Land $25,090 Building $180,490
2023	$4,728.00 (+12.2%)	$205,580 (-) Land $25,090 Building $180,490
2022	$4,214.00	$205,580 Land $25,090 Building $180,490

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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