18 Beachside Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 18 Beachside Dr, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,434 sqft · built 2001
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on File
Last Sale	$321,900 (Jun 2018)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`37-10-31-4255-00040-0040`

Property Details

APN / Parcel Number

Primary APN	`37-10-31-4255-00040-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,434 sqft Heated Area
Gross Area	3,342 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,981 sqft (0.298 acres)
Driveway	Driveway
Driveway Area	926 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	18 BEACHSIDE DR
City	PALM COAST
State	FL
Zip	32137-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MARITIME ESTATES SUBD BLK 4 LOT 4 OR 217 PG 872 OR 428 PG 630 OR 647 PG 451 OR 667 PG 693 OR 686 PG 1301 OR 701 PG 1619 OR 73
Legal Range	31E
Legal Township	10S
Legal Section	37
Legal Subdivision	MARITIME ESTATES
Legal Block	4
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1014
Census Tract	60106

Owner

18 Beachside Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 BEACHSIDE DR, PALM COAST, FL 32137-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Apr 1, 2013 · Amount on File
Deed Document Number	2018023592
Deed Book / Page	2288 / 0846
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 26, 2018
Property Address	18 BEACHSIDE DR, PALM COAST, FL 32137-2341
Document Number	0022880846
Book / Page	002288 / 000846
Instrument Date	Jun 25, 2018
Instrument	23592
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	NEW FRONTIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,253.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 BEACHSIDE DR PALM COAST FL 321372341, PALM COAST, FL 32137-2341

Mortgage

Document Number	22880848
Date	Jun 26, 2018
Book Page	002288/000848
Instrument	23593

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 18 Beachside Dr was $4,185 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00 Homeowner's exemption	$338,103	$556,379 Land $157,500 Building $398,879
2023	$4,402.00 (+9.2%) Homeowner's exemption	$319,004 (+6.62%)	$561,759 (+37.77%) Land $117,500 Building $444,259
2022	$4,031.00 Homeowner's exemption	$299,196	$407,754 Land $105,500 Building $302,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Beachside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 627 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,191 units insured incl. 564 condo units
Nearby Flood Claims	121 (2004–2024)
Claims Outside the SFHA	15 of 121
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 24 claims Hurricane Irma, Oct 2017 · 26 claims Hurricane Matthew, Oct 2016 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Beachside Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20