13 Beachside Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 13 Beachside Dr, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,527 sqft · built 2002
Lot Size0.298 acres (12,981 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Oct 2023)
Tax Bill$5,524 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Apr 2017 Mortgage
Flood ZoneZone AE (high risk)
APN37-10-31-4255-00020-0060

Property Details

APN / Parcel Number

Primary APN37-10-31-4255-00020-0060

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,527 sqft Heated Area
Gross Area2,309 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,981 sqft (0.298 acres)
DrivewayDriveway
Driveway Area1,036 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address13 BEACHSIDE DR
CityPALM COAST
StateFL
Zip32137-2341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionMARITIME ESTATES SUBD BLK 2 LOT 6 OR 277 PG 148 OR 655 PG 935 OR 686 PG 303 OR 688 PG 1023 OR 958 PG 394
Legal Range31E
Legal Township10S
Legal Section37
Legal SubdivisionMARITIME ESTATES
Legal Block2
Legal Lot Number6
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1014
Census Tract60106

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13 BEACHSIDE DR, PALM COAST, FL 32137-2341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Apr 24, 2017Deed of Trust, Mortgage · Conventional with PMI
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleJul 18, 2003 · Amount on Record
Deed Document Number2023047501
Deed Book / Page2823 / 1964
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 31, 2023
Property Address13 BEACHSIDE DR, PALM COAST, FL 32137-2341
Document Number0028231964
Book / Page2823 / 1964
Map ReferenceMB 26 PG 47
Instrument DateOct 27, 2023
Instrument2023047501
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanySPRING TITLE LLC, SPRINGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2224 NW 15TH AVE, GAINESVILLE, FL 32605-5219

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13 BEACHSIDE DR, PALM COAST, FL 32137-2341

Mortgage

Document Number0028231966
DateOct 31, 2023
Instrument2823/1966
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateNov 1, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.1%
Margin3
Max Rate12.1%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address13 BEACHSIDE DR, PALM COAST, FL 32137-2341
Document Number0022011377
Book / Page002201 / 001377
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017
Title CompanyTITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2224 NW 15TH AVE GAINESVILLE FL 326055219, GAINESVILLE, FL 32605-5219

Mortgage

Document Number0022011377
DateApr 27, 2017
Book Page002201/001377
Instrument14869
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 26, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,524.00 (+12.71%) Homeowner's exemption$433,199 (+10.39%) Land $126,000 Building $307,199$433,199 (+10.39%) Land $126,000 Building $307,199
2023$4,901.00 (+19.89%)$392,439 (+31.99%) Land $117,500 Building $274,939$392,439 (+31.99%) Land $117,500 Building $274,939
2022$4,088.00$297,334 Land $105,500 Building $191,834$297,334 Land $105,500 Building $191,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 627 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,191 units insured
incl. 564 condo units
Nearby Flood Claims121 (2004–2024)
Claims Outside the SFHA15 of 121
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 24 claims
  • Hurricane Irma, Oct 2017 · 26 claims
  • Hurricane Matthew, Oct 2016 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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