18 Algonac Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 18 Algonac Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,698 sqft · built 1988
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on File
Last Sale	$795,300 (May 2019)
Tax Bill	$12,154 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:013 B:028-C`

Property Details

APN / Parcel Number

Primary APN	`M:013 B:028-C`
Alternative APNs	`YORK M:0013 B:0028-C` `005631` `5631`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area
Gross Area	4,366 sqft
1st Floor Area	1,030 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5631
Street Address	18 ALGONAC RD
City	CAPE NEDDICK
State	ME
Zip	03902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	28-C
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4020
Census Tract	36002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Cliffs Historic District listed 1984 · 8 contributing resources · NRIS 84001560

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and York Town assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	616 S ORANGE AVE, 8, MAPLEWOOD, NJ 07040-1047
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Deed Document Number	201917729
Deed Book / Page	17952 / 821
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	May 20, 2019
Property Address	18 ALGONAC RD, CAPE NEDDICK, ME 03902
Document Number	0179520821
Book / Page	017952 / 000821
Instrument Date	May 15, 2019
Instrument	17729
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 S ORANGE AVE #8 MAPLEWOOD NJ 070401047, 8, MAPLEWOOD, NJ 07040-1047

Mortgage

Document Number	179520822
Date	May 20, 2019
Book Page	017952/000822
Instrument	17730

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,154.00 (+4.34%)	$1,473,200 (+6.24%) Land $971,600 Building $501,600
2024	$11,648.00 (+35.19%)	$1,386,700 (+36%) Land $971,600 Building $415,100
2023	$8,616.00 (+5.16%)	$1,019,600 (+6.41%) Land $604,500 Building $415,100	$1,748,095
2022	$8,193.00	$958,200 Land $543,100 Building $415,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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