15 Algonac Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 15 Algonac Rd, Cape Neddick, ME 03902 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.8 acres (78,408 sqft)
Owner	Trust Name on File
Last Sale	$2,520,000 (Jun 2022)
Tax Bill	$19,588 (2025)
Deeds & Mortgages	May 2020 Refinance Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:013 B:035`

Property Details

APN / Parcel Number

Primary APN	`M:013 B:035`
Alternative APNs	`YORK M:0013 B:0035` `004814` `4814`

Exterior

Architectural Style	Cape Cod
Lot Area	78,408 sqft (1.8 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	4814
Street Address	15 ALGONAC RD
City	CAPE NEDDICK
State	ME
Zip	03902-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	35
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4020
Census Tract	36002

Owner

Source: York County and York Town records · APN M:013 B:035

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	15 ALGONAC RD, CAPE NEDDICK, ME 03902-7129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jun 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Aug 02, 2018	Personal Representative Deed, Transfer CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Aug 02, 2018 · Amount on Record
Deed Document Number	20222022026069
Deed Book / Page	19051 / 830
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	15 ALGONAC RD, CAPE NEDDICK, ME 03902-7129
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182380454
Date	May 06, 2020
Book Page	18238/454
Instrument	2020019209

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jun 21, 2022
Property Address	15 ALGONAC RD, CAPE NEDDICK, ME 03902-7129
Document Number	0190510830
Book / Page	19051 / 830
Instrument Date	Jun 17, 2022
Instrument	2022026069
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 EMERYS BRIDGE RD, SOUTH BERWICK, ME 03908-1938

Mortgage

Document Number	2022026071
Date	Jun 21, 2022
Instrument	2022026071

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 01, 2029
Max Rate At Change	2.25%
Index	1-Year CMT

August 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YORK ME
Recording Date	Aug 02, 2018
Property Address	15 ALGONAC RD, CAPE NEDDICK, ME 03902-7129
Document Number	0177690180
Book / Page	17769 / 0180
Instrument	2018030581
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018030582
Date	Aug 02, 2018
Instrument	2018030582

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Tax Assessment & Valuation

Source: York County and York Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,588.00 (+6.8%)	$2,374,300 (+8.75%) Land $1,189,700 Building $1,184,600
2024	$18,340.00 (-13.15%)	$2,183,300 (-12.63%) Land $1,189,700 Building $993,600
2023	$21,116.00 (+43.99%)	$2,498,900 (+45.69%) Land $1,523,000 Building $975,900	$2,028,440
2022	$14,665.00	$1,715,200 Land $806,100 Building $909,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310360024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023, other causes
Claims By Storm	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the York Cliffs Historic District listed 1984 · 8 contributing resources · NRIS 84001560

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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