17989 Cloudless Bliss Dr, Lutz, FL 33558 Property Records

Pasco County property record for 17989 Cloudless Bliss Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,580 sqft · built 2022
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$526,000 (Aug 2022)
Tax Bill	$6,311 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-26-18-0110-02100-0200`

Property Details

APN / Parcel Number

Primary APN	`29-26-18-0110-02100-0200`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,452 sqft
Upper Floors Area	1,430 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	564 sqft
Porch	Finished/Screened Porch
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	17989 CLOUDLESS BLISS DR
City	LUTZ
State	FL
Zip	33558-5698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MANORS AT CYPRESS RANCH PB 86 PG 060 BLOCK 21 LOT 20
Legal Block	21
Legal Lot Number	20
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1002
Census Tract	31605

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17989 CLOUDLESS BLISS DR, LUTZ, FL 33558-5698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Deed Document Number	2022174223
Deed Book / Page	10667 / 3151
Record Updated	Jun 8, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 5, 2022
Property Address	17989 CLOUDLESS BLISS DR, LUTZ, FL 33558-5698
Document Number	0106673151
Book / Page	10667 / 3151
Map Reference	MB 86 PG 60
Instrument Date	Jul 29, 2022
Instrument	2022174223
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,682.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 WEST CYPRESS STREET #200200, 200200, TAMPA, FL 33607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17989 CLOUDLESS BLISS DR, LUTZ, FL 33558-5698

Mortgage

Document Number	0106673155
Date	Aug 5, 2022
Instrument	10667/3155

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 29, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,311.00 (-12.51%) Homeowner's exemption	$409,640 (-10.27%) Land $70,656 Building $338,984	$470,087 (+2.97%) Land $70,656 Building $399,431
2023	$7,213.00 (+1,849.46%) Additional exemption filed	$456,530 (+753.01%) Land $53,520 Building $403,010	$456,530 (+753.01%) Land $53,520 Building $403,010
2022	$370.00	$53,520	$53,520 Land $53,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	30 (1987–2024)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30