17949 Cloudless Bliss Dr, Lutz, FL 33558 Property Records

Pasco County property record for 17949 Cloudless Bliss Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,389 sqft · built 2022
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$489,065 (Jul 2022)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-26-18-0110-02100-0150`

Property Details

APN / Parcel Number

Primary APN	`29-26-18-0110-02100-0150`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,389 sqft Living Area
Gross Area	2,877 sqft
Upper Floors Area	1,129 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	17949 CLOUDLESS BLISS DR
City	LUTZ
State	FL
Zip	33558-5698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MANORS AT CYPRESS RANCH PB 86 PG 060 BLOCK 21 LOT 15
Legal Block	21
Legal Lot Number	15
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1002
Census Tract	31605

Owner

17949 Cloudless Bliss Dr is owned and occupied by an individual who bought it in July 2022.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17949 CLOUDLESS BLISS DR, LUTZ, FL 33558-5698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Deed Document Number	2022162420
Deed Book / Page	10658 / 2692
Record Updated	Jun 8, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 25, 2022
Property Address	17949 CLOUDLESS BLISS DR, LUTZ, FL 33558-5698
Document Number	0106582692
Book / Page	10658 / 2692
Map Reference	MB 86 PG 60-64
Instrument Date	Jul 14, 2022
Instrument	2022162420
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,423.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17949 CLOUDLESS BLISS DRIVE, LUTZ, FL 33558-5698

Mortgage

Document Number	0106582696
Date	Jul 25, 2022
Instrument	10658/2696

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 17949 Cloudless Bliss Dr was $5,701 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 Homeowner's exemption	$373,400 Land $70,656 Building $302,744	$427,870 Land $70,656 Building $357,214
2023	$7,479.00 (+1,921.35%)	$431,873 (+706.94%) Land $53,520 Building $378,353	$431,873 (+706.94%) Land $53,520 Building $378,353
2022	$370.00	$53,520	$53,520 Land $53,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17949 Cloudless Bliss Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	30 (1987–2024)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17949 Cloudless Bliss Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30