17985 Gourd Neck Loop, Winter Garden, FL 34787 Property Records

Lake County property record for 17985 Gourd Neck Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,240 sqft · built 2015
Lot Size	0.229 acres (9,996 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jan 2022)
Tax Bill	$10,972 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-26-0200-000-00900`

Property Details

APN / Parcel Number

Primary APN	`24-22-26-0200-000-00900`
Alternative APN	`3890680`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,240 sqft Living Area
1st Floor Area	1,890 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,996 sqft (0.229 acres)
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3890680
Street Address	17985 GOURD NECK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE PARK PHASE 1 PB 65 PG 68-71 LOT 9 ORB 5867 PG 1431
Legal Section	24
Legal Subdivision	VERDE PARK
Legal Phase	1
Legal Tract	200
Legal Lot Number	9
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31321

Owner

17985 Gourd Neck Loop is owned by an individual who bought it in January 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	214 CAMBRIDGE PL, CHALFONT, PA 18914-3974
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 30, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Jan 30, 2018 · Amount on File
Deed Document Number	2022000141
Deed Book / Page	5867 / 1431
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17985 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17985 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Investor	Possibly a Property Investor

Mortgage

Document Number	0056431525
Date	Feb 16, 2021
Book Page	5643/1525
Instrument	2021020998

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 3, 2022
Property Address	17985 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Document Number	0058671431
Book / Page	5867 / 1431
Map Reference	MB 65 PG 68-71
Instrument Date	Dec 22, 2021
Instrument	2022000141
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 BRANTENBURG WAY, LUTZ, FL 33548-7932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 CAMBRIDGE PL, CHALFONT, PA 18914-3974

Mortgage

Document Number	0058671433
Date	Jan 3, 2022
Instrument	5867/1433

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17985 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Document Number	0054081653
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17985 GOURD NECK LOOP WINTER GARDEN FL 347873090, WINTER GARDEN, FL 34787-3090

Mortgage

Document Number	0054081653
Date	Jan 21, 2020
Book Page	005408/001653
Instrument	7960

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2035

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 30, 2018
Property Address	17985 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Document Number	0050592248
Book / Page	005059 / 002248
Instrument Date	Jan 20, 2018
Instrument	11110
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	CLOSING USA LLC

Transaction

Amount	Amount on Record
Tax	$1,246.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17985 GOURD NECK LOOP WINTER GARDEN FL 347873090, WINTER GARDEN, FL 34787-3090

Mortgage

Document Number	50592251
Date	Jan 30, 2018
Book Page	005059/002251
Instrument	11111

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 29, 2038

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$783,047 Land $222,750 Building $560,297	$783,047 Land $222,750 Building $560,297
2024	$10,972.00 (+6.91%)
2023	$10,263.00 (+15.19%)	$764,359 (+20.16%)	$764,359 (+20.16%) Land $222,750 Building $541,609
2022	$8,910.00	$636,109	$636,109 Land $94,500 Building $541,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17985 Gourd Neck Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17985 Gourd Neck Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Gourd Neck Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures