17981 Gourd Neck Loop, Winter Garden, FL 34787 Property Records

Lake County property record for 17981 Gourd Neck Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,704 sqft · built 2014
Lot Size	0.229 acres (9,999 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Mar 2024)
Tax Bill	$9,471 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-22-26-0200-000-01100`

Property Details

APN / Parcel Number

Primary APN	`24-22-26-0200-000-01100`
Alternative APN	`3890682`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,704 sqft Living Area
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,999 sqft (0.229 acres)
Garage Type	Finished
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3890682
Street Address	17981 GOURD NECK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE PARK PHASE 1 PB 65 PG 68-71 LOT 11 ORB 6307 PG 1343
Legal Section	24
Legal Subdivision	VERDE PARK
Legal Phase	1
Legal Tract	200
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31321

Owner

17981 Gourd Neck Loop is owned and occupied by an individual who bought it in March 2024.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17981 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage COAST2COAST MORTGAGE LLC
Jan 29, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Jan 29, 2024 · Amount on File
Deed Document Number	2024036250
Deed Book / Page	6307 / 1343
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 28, 2024
Property Address	17981 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Document Number	0063071343
Book / Page	6307 / 1343
Map Reference	MB 65 PG 68-71
Instrument Date	Mar 22, 2024
Instrument	2024036250
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17981 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17981 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090

Mortgage

Document Number	0063071345
Date	Mar 28, 2024
Instrument	6307/1345

Lender

Name	COAST2COAST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 29, 2024
Property Address	17981 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Document Number	0062761057
Book / Page	6276 / 1057
Map Reference	MB 65 PG 68-71
Instrument Date	Jan 25, 2024
Instrument	2024010283
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ESTRADA PACHECO CARVALHO 1103 C 28 PENDOTIBA, NITEROL XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17981 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$814,753 Land $222,750 Building $592,003	$814,753 Land $222,750 Building $592,003
2024	$9,471.00 (+6.38%)
2023	$8,903.00 (+15.83%)	$794,738 (+19.24%)	$794,738 (+19.24%) Land $222,750 Building $571,988
2022	$7,686.00	$666,488	$666,488 Land $94,500 Building $571,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17981 Gourd Neck Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17981 Gourd Neck Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Verizon, Xfinity.

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