1797 Black Forest Dr, Marion, NC 28752 Property Records

McDowell County property record for 1797 Black Forest Dr, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,630 sqft · built 2021
Lot Size	19.2 acres (839,401 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Oct 2004)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1713-00-71-3505`

Property Details

APN / Parcel Number

Primary APN	`1713-00-71-3505`
Alternative APN	`39006`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,630 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	839,401 sqft (19.2 acres)
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	39006
Street Address	1797 BLACK FOREST DR
City	MARION
State	NC
Zip	28752-6879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLACK FOREST S/D19.27 AC
Legal Subdivision	BLACK FOREST S/D
Legal Lot Number	26
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2085
Census Tract	970102

Owner

1797 Black Forest Dr is owned by two individuals who bought it in October 2004.

Source: McDowell County records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	618 WILLOW GRN, LITITZ, PA 17543-6617
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 1, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2004 · Amount on File
Deed Sale	Oct 1, 2004 · Amount on File
Deed Document Number	0000798493
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1797 BLACK FOREST DR, MARION, NC 28752-6879
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 WILLOW GRN, LITITZ, PA 17543-6617

Mortgage

Document Number	0014630580
Date	Mar 25, 2024
Book Page	1463/580
Instrument	2024001363

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1797 BLACK FOREST DR, MARION, NC 28752-6879
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013140143
Date	Jul 1, 2020
Book Page	1314/143
Instrument	2020003157

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1797 Black Forest Dr was $5,962.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,962.00	$854,230 Land $405,000 Building $449,230
2023	$5,962.00	$854,230 Land $405,000 Building $449,230	$854,230 Land $405,000 Building $449,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1797 Black Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1797 Black Forest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Frontier, Spectrum, Verizon.

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