1796 Troy Ln, Oceanside, CA 92054 Property Records

San Diego County property record for 1796 Troy Ln, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 6 ba · 5,400 sqft · built 1985
Lot Size0.496 acres (21,590 sqft)
OwnerCompany Name on File
Last Sale$196,000 (Dec 1997)
Tax Bill$9,762 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN154-230-22-00

Property Details

APN / Parcel Number

Primary APN154-230-22-00
Alternative APN
  • 1542302100

Interior

Bedrooms4 Beds
Full Baths6 Baths
Units2 Units
Building Area5,400 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleMulti-Family
Lot Area21,590 sqft (0.496 acres)

Location & Zoning

Old Parcel Number1542302100
Street Address1796 TROY LN
CityOCEANSIDE
StateCA
Zip92054-5648
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionPAR 1 TR PM04061
Legal SubdivisionVISTA KNOLLS
Legal Tract4061
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3007
Census Tract18504

Owner

Source: San Diego County records · APN 154-230-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1796 TROY LN, OCEANSIDE, CA 92054-5648
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 1997 · Amount on Record
Deed SaleDec 17, 1997 · Amount on Record
Prior SaleJun 30, 1995 · Amount on Record
Deed Document Number1997639772
Last Transfer DateOct 28, 2004
Transfer Doc0001034805
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1796 TROY LN, OCEANSIDE, CA 92054-5648
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1796 TROY LN, OCEANSIDE, CA 92054-5648

Mortgage

Document Number0000856287
DateDec 21, 2021
Instrument2021-0856287
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$884,858 (+2%) Land $106,227 Building $778,631
2025$9,762.00 (+5.17%)$867,509 (+4.04%) Land $104,145 Building $763,364
2023$9,282.00 (+1.52%)$833,824 Land $100,101 Building $733,723
2022$9,143.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Troy Ln

Nearby Streets

Search Property Records by Address or Parcel Number