1790 Troy Ln, Oceanside, CA 92054 Property Records

San Diego County property record for 1790 Troy Ln, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,437 sqft · built 1999
Lot Size	0.26 acres (11,323 sqft)
Owner	Company Name on File
Last Sale	$595,000 (Oct 2009)
Tax Bill	$8,558 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154-230-31-00`

Property Details

APN / Parcel Number

Primary APN	`154-230-31-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,437 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	11,323 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1790 TROY LN
City	OCEANSIDE
State	CA
Zip	92054-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 TR PM04356
Legal Subdivision	NORTH CARLSBAD ANNEX
Legal Tract	4356
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	18504

Owner

Source: San Diego County records · APN 154-230-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1790 TROY LN, OCEANSIDE, CA 92054-5648
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2009 · Amount on Record
Deed Sale	Oct 29, 2009 · Amount on Record
Prior Sale	Jul 09, 1997 · Amount on Record
Deed Document Number	2009601172
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1790 TROY LN, OCEANSIDE, CA 92054-5648
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 TROY LN, OCEANSIDE, CA 92054-5648

Mortgage

Document Number	0000332294
Date	Aug 17, 2022
Instrument	2022-0332294

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$783,380 (+2%) Land $526,645 Building $256,735
2025	$8,558.00 (+5.21%) Homeowner's exemption	$768,020 (+4.04%) Land $516,319 Building $251,701
2023	$8,134.00 (+1.56%) Homeowner's exemption	$738,199 Land $496,271 Building $241,928
2022	$8,009.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.