1796 Sutter St, San Diego, CA 92103 Property Records

San Diego County property record for 1796 Sutter St, San Diego, CA 92103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,264 sqft · built 1970
Lot Size	0.21 acres (925 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Jun 2022)
Tax Bill	$17,820 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`443-632-02-00`

Property Details

APN / Parcel Number

Primary APN	`443-632-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	925 sqft (0.21 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1796 SUTTER ST
City	SAN DIEGO
State	CA
Zip	92103-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	VL 102 POR OF TR 001115
Legal Subdivision	MISSION HILLS
Legal Tract	001115
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	202

Owner

1796 Sutter St is owned and occupied by two individuals who bought it in June 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1796 SUTTER ST, SAN DIEGO, CA 92103-2732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTELLILOAN INC
Jun 14, 2022	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Mar 17, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Mar 17, 2020 · Amount on File
Deed Document Number	2022248939
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1796 SUTTER ST, SAN DIEGO, CA 92103-2732
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1796 SUTTER ST, SAN DIEGO, CA 92103-2732

Mortgage

Document Number	0000340841
Date	Dec 11, 2023
Instrument	2023-0340841

Lender

Name	INTELLILOAN INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2022
Property Address	1796 SUTTER ST, SAN DIEGO, CA 92103-2732
Document Number	0000248939
Map Reference	MAP 1115
Instrument Date	Jun 3, 2022
Instrument	2022-0248939
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1796 SUTTER ST, SAN DIEGO, CA 92103-2732

Mortgage

Document Number	0000248940
Date	Jun 14, 2022
Instrument	2022-0248940

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2020
Property Address	1796 SUTTER ST, SAN DIEGO, CA 92103-2732
Document Number	0000138917
Instrument Date	Mar 4, 2020
Instrument	138917
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount on Record
Tax	$748.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 LINWOOD ST #3 SAN DIEGO CA 921101973, 3, SAN DIEGO, CA 92110-1973

Tax Assessment & Valuation

The 2025 property tax bill for 1796 Sutter St was $17,820.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,407,159 (+2%) Land $1,163,613 Building $243,546
2025	$17,820.00	$1,379,569 Land $1,140,798 Building $238,771
2023	$15,261.00 (+78.37%)	$1,243,000 Land $1,027,000 Building $216,000
2022	$8,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1796 Sutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1796 Sutter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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