1796 Cypress Point Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 1796 Cypress Point Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1983
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2021)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024-044-025-000`

Property Details

APN / Parcel Number

Primary APN	`024-044-025-000`
Alternative APN	`024044025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Wood
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1796 CYPRESS POINT DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS UNIT 13 LOT 110
Legal Subdivision	BLUE LAKE SPRINGS
Legal Lot Number	110
Legal Unit	13
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1028
Census Tract	506

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7923 DICK COOK RD, LOOMIS, CA 95650-9475
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Sep 10, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2017	Affidavit of Death, Transfer
May 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202115864
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0000005891
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1796 CYPRESS POINT DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1796 CYPRESS POINT DR, ARNOLD, CA 95223

Mortgage

Document Number	0000012264
Date	Oct 14, 2022
Instrument	2022-012264

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 10, 2021
Property Address	1796 CYPRESS POINT DR, ARNOLD, CA 95223
Document Number	0000015864
Map Reference	MB 3 PG 18
Instrument Date	Sep 1, 2021
Instrument	2021-015864
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7923 DICK COOK RD, LOOMIS, CA 95650-9475

Mortgage

Document Number	0000015865
Date	Sep 10, 2021
Instrument	2021-015865

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 11, 2017
Property Address	1796 CYPRESS POINT DR, ARNOLD, CA 95223
Document Number	0000011635
Instrument Date	Aug 19, 2017
Instrument	11635
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4152 ARCADIAN DR CASTRO VALLEY CA 945461046, CASTRO VALLEY, CA 94546-1046

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CALAVERAS CA
Recording Date	May 31, 2017
Property Address	1796 CYPRESS POINT DR, ARNOLD, CA 95223
Document Number	0000005890
Instrument Date	Mar 10, 2017
Instrument	5890
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 SCOTLAND CT SANTA ROSA CA 954094417, SANTA ROSA, CA 95409-4417

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 31, 2017
Property Address	1796 CYPRESS POINT DR, ARNOLD, CA 95223
Document Number	0000005891
Instrument Date	Mar 10, 2017
Instrument	5891
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4152 ARCADIAN DR CASTRO VALLEY CA 945461046, CASTRO VALLEY, CA 94546-1046

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,319 (+1.68%) Land $32,472 Building $351,847
2025	$4,616.00 (+63.11%)	$377,952 (+80.82%) Land $31,836 Building $346,116
2023	$2,830.00 (+6.75%)	$209,022 Land $45,872 Building $163,150
2022	$2,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKE SPRINGS MUT WTR private · serves 4,822 people · EPA ID CA0510009
Water Source	Purchased surface water from CCWD - EBBETTS PASS
Last State Inspection	Oct 2023
Lead	16 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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