17952 Spring Tree Ct, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17952 Spring Tree Ct, Spring Lake, MI 49456 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,804 sqft · built 2021
Lot Size	0.311 acres (13,565 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2026)
Tax Bill	$7,963 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-306-014`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-306-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	13,565 sqft (0.311 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17952 SPRING TREE CT
City	SPRING LAKE
State	MI
Zip	49456-1223
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 12 SPRING RIDGE AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2017-0041965 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	12
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Ottawa County records · APN 70-03-10-306-014

Assessment roll updated July 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 01, 2022	Intrafamily Transfer, Transfer
Sep 08, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Apr 01, 2022	Intrafamily Transfer, Transfer
Apr 07, 2022	Intrafamily Transfer, Transfer
Aug 18, 2021	Warranty Deed, Subdivision Related Transfer LIGHTHOUSE TITLE INC
Dec 23, 2020	Warranty Deed, Transfer · Construction Mortgage MACATAWA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2026 · Amount on Record
Deed Sale	Jun 02, 2026 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	202616234
Prior Transfer Date	Nov 14, 2022
Prior Transfer Doc	20220040876
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 02, 2026
Property Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Document Number	0000016234
Instrument Date	May 29, 2026
Instrument	202616234
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$564,590.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223

Mortgage

Document Number	0000016235,
Date	Jun 02, 2026
Instrument	202616235

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 01, 2022
Property Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Document Number	20220040876
Map Reference	DOC 2017-0041965
Instrument Date	Nov 14, 2022
Instrument	2022-0040876
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6730 OLD HIGHWAY 441 N, BALDWIN, GA 30511-3021

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 08, 2022
Property Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Document Number	20220031980
Map Reference	DOC 2017-0041965
Instrument Date	Jul 20, 2022
Instrument	2022-0031980
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223

Mortgage

Document Number	20220031981
Date	Sep 08, 2022
Instrument	2022-0031981

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 01, 2022
Property Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Document Number	20220012275
Map Reference	DOC 2017-041965
Instrument Date	Mar 25, 2022
Instrument	2022-0012275
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 07, 2022
Property Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Document Number	20220013018
Map Reference	DOC 2017-0041965
Instrument Date	Mar 25, 2022
Instrument	2022-0013018
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 18, 2021
Property Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Document Number	20210042048
Map Reference	DOC 2017-0041965
Instrument Date	Aug 13, 2021
Instrument	2021-0042048
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 02, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 R W BERENDS DR SW, 1777, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17369 MOUNTAIN PLAT DR, GRAND HAVEN, MI 49417-9385

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 23, 2020
Property Address	17952 SPRING TREE CT, SPRING LAKE, MI 49456-1223
Document Number	20200058572
Map Reference	DOC 2017-0041965
Instrument Date	Dec 21, 2020
Instrument	2020-0058572
Transaction Type	Transfer
Record Updated	Jul 09, 2024
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17777 R W BERENDS DRIVE SW, WYOMING, MI 49519
Investor	Possibly a Property Investor

Mortgage

Document Number	20200058573
Date	Dec 23, 2020
Instrument	2020-0058573

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,500 (-6.4%)	$611,000 (-6.4%)
2025	$7,963.00 (+17.34%) Homeowner's exemption	$326,400 (+19.65%)	$652,800 (+19.65%)
2023		$272,800	$545,600
2022	$6,786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390206003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	DSL	100 / 20

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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