17931 Spring Tree Ct, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17931 Spring Tree Ct, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	2.5 ba · 3,002 sqft · built 2018
Lot Size	0.696 acres (30,344 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Aug 2018)
Tax Bill	$8,430 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`70-03-10-306-017`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-306-017`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,002 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Lot Area	30,344 sqft (0.696 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17931 SPRING TREE CT
City	SPRING LAKE
State	MI
Zip	49456-1224
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	UNIT 15 SPRING RIDGE AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2017-0041965 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	15
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17931 SPRING TREE CT, SPRING LAKE, MI 49456-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 27, 2018	Warranty Deed, Transfer · Line of Credit JIM TIBBE HOMES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	201830258
Last Transfer Date	Jan 10, 2019
Transfer Doc	20190001208
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jun 12, 2026
Property Address	17931 SPRING TREE CT, SPRING LAKE, MI 49456-1224
Document Number	0000017540
Instrument Date	Jun 8, 2026
Instrument	202617540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17931 SPRING TREE CT, SPRING LAKE, MI 49456-1224

Mortgage

Document Number	0000017540,
Date	Jun 12, 2026
Instrument	202617540

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2031

Interest

Rate	6.37%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17931 SPRING TREE CT, SPRING LAKE, MI 49456-1224
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200011469
Date	Mar 24, 2020
Instrument	2020-0011469

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 11, 2019
Property Address	17931 SPRING TREE CT, SPRING LAKE, MI 49456-1224
Document Number	20190001208
Instrument Date	Jan 10, 2019
Instrument	2019-0001208
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17931 SPRING TREE COURT, GRAND RAPIDS, MI 49546

Mortgage

Document Number	20190001209
Date	Jan 11, 2019
Instrument	2019-0001209

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 27, 2018
Property Address	17931 SPRING TREE CT, SPRING LAKE, MI 49456-1224
Document Number	20180030258
Map Reference	DOC 2018-0015533
Instrument Date	Aug 24, 2018
Instrument	2018-0030258
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 RIVER ST, SPRING LAKE, MI 49456-1950

Mortgage

Document Number	20180030259
Date	Aug 27, 2018
Instrument	2018-0030259

Lender

Name	JIM TIBBE HOMES LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,600 (-7.54%)	$669,200 (-7.54%)
2025	$8,430.00 (+17.33%) Homeowner's exemption	$361,900 (+18.62%)	$723,800 (+18.62%)
2023		$305,100	$610,200
2022	$7,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	583.2 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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