1795 48th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1795 48th Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 845 sqft · built 1962
Lot Size	0.097 acres (4,225 sqft)
Owner	Company Name on Record
Last Sale	$605,000 (May 2005)
Tax Bill	$10,997 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-022-09`

Property Details

APN / Parcel Number

Primary APN	`034-022-09`
Alternative APN	`034-022-09-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	845 sqft Living Area
Gross Area	1,045 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,225 sqft (0.097 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1795 48TH AVE
City	CAPITOLA
State	CA
Zip	95010-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA HEIGHTS
Legal Block	C
Legal Lot Number	31
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2009
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	215 29TH AVE, SAN MATEO, CA 94403-2724
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 27, 2017	Quit Claim Deed, Transfer TSI TITLE COMPANY, TSI TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2005 · Amount on Record
Deed Sale	May 20, 2005 · Amount on Record
Deed Document Number	200533823
Last Transfer Date	Apr 7, 2017
Transfer Doc	0000013948
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1795 48TH AVE, CAPITOLA, CA 95010-2831
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 29TH AVE, SAN MATEO, CA 94403-2724

Mortgage

Document Number	0000000720
Date	Jan 7, 2022
Instrument	2022-0000720

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2017
Property Address	1795 48TH AVE, CAPITOLA, CA 95010-2831
Document Number	0000013948
Instrument Date	Apr 7, 2017
Instrument	13948
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 29TH AVE SAN MATEO CA 944032724, SAN MATEO, CA 94403-2724

Mortgage

Document Number	13949
Date	Apr 27, 2017
Instrument	13949

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2037

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2017
Property Address	1795 48TH AVE, CAPITOLA, CA 95010-2831
Document Number	0000013950
Instrument Date	Apr 7, 2017
Instrument	13950
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	215 29TH AVE SAN MATEO CA 944032724, SAN MATEO, CA 94403-2724

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,188 (+2%) Land $725,118 Building $135,070
2025	$10,997.00 (+9.95%)	$843,321 (+4.04%) Land $710,900 Building $132,421
2023	$10,002.00 (+1.22%)	$810,574 Land $683,295 Building $127,279	$845,370
2022	$9,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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