1780 48th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1780 48th Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1950
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,500 (Aug 2019)
Tax Bill	$11,638 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-023-24`

Property Details

APN / Parcel Number

Primary APN	`034-023-24`
Alternative APN	`034-023-24-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,332 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)
Garage Type	Attached
Garage Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1780 48TH AVE
City	CAPITOLA
State	CA
Zip	95010-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 13
Legal Subdivision	CAPITOLA HEIGHTS
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	121701

Owner

Source: Santa Cruz County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1780 48TH AVE, CAPITOLA, CA 95010-2832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JMAC LENDING INC
Dec 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 30, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 30, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2018	Grant Deed, Transfer PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	201925603
Last Transfer Date	Jun 4, 2021
Transfer Doc	0000031916
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 9, 2021
Property Address	1780 48TH AVE, CAPITOLA, CA 95010-2832
Document Number	0000031916
Map Reference	MB 13 PG 31
Instrument Date	Jun 4, 2021
Instrument	2021-0031916
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1780 48TH AVE, CAPITOLA, CA 95010-2832

Mortgage

Document Number	0000031917
Date	Jun 9, 2021
Instrument	2021-0031917

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 16, 2019
Property Address	1780 48TH AVE, CAPITOLA, CA 95010-2832
Document Number	0000039697
Instrument Date	Dec 13, 2019
Instrument	39697
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1780 48TH AVE CAPITOLA CA 950102832, CAPITOLA, CA 95010-2832

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 30, 2019
Property Address	1780 48TH AVE, CAPITOLA, CA 95010-2832
Document Number	0000025603
Instrument Date	Aug 28, 2019
Instrument	25603
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$351.45
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1780 48TH AVE CAPITOLA CA 950102832, CAPITOLA, CA 95010-2832

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 30, 2019
Property Address	1780 48TH AVE, CAPITOLA, CA 95010-2832
Document Number	0000025601
Map Reference	MB 13 PG 31
Instrument Date	Aug 26, 2019
Instrument	2019-0025601
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 48TH AVE, CAPITOLA, CA 95010-2832

Mortgage

Document Number	0000025602
Date	Aug 30, 2019
Instrument	2019-0025602

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 3, 2018
Property Address	1780 48TH AVE, CAPITOLA, CA 95010-2832
Document Number	0000009842
Instrument Date	Mar 26, 2018
Instrument	9842
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1780 48TH AVE CAPITOLA CA 950102832, CAPITOLA, CA 95010-2832

Mortgage

Document Number	9843
Date	Apr 3, 2018
Instrument	9843

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$932,048 (+3.59%) Land $686,300 Building $245,748
2025	$11,638.00 (+12.76%)	$899,774 (+7.13%) Land $672,844 Building $226,930
2023	$10,321.00 (+1.21%)	$839,892 Land $646,716 Building $193,176	$1,191,420
2022	$10,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Nearby Properties on 48th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures