Hillsborough County property record for 17945 Simmons Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,618 sqft · built 2019 |
| Lot Size | 1.26 acres (55,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,000 (Apr 2021) |
| Tax Bill | $11,963 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014518-7876 |
| Primary APN | 014518-7876 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,618 sqft Living Area |
| Gross Area | 5,194 sqft |
| 1st Floor Area | 3,618 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 55,102 sqft |
| Garage Type | Attached |
| Garage Area | 849 sqft |
| Porch | Open Porch |
| Porch Area | 727 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0145187876 |
|---|---|
| Street Address | 17945 SIMMONS RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | SIMMONS CRYSTAL LAKE LOT 3 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 14 |
| Legal Subdivision | SIMMONS CRYSTAL LAKE |
| Legal Lot Number | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11109 |
17945 Simmons Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| Mar 15, 2019 | Warranty Deed, Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on File |
| Deed Sale | Apr 15, 2021 · Amount on File |
| Prior Sale | Mar 15, 2019 · Amount on File |
| Deed Document Number | 2021188808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Document Number | 0000471415 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023471415 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Document Number | 0000188808 |
| Map Reference | MB 119 PG 182&183 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021188808 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | BAY CITY TITLE PARTNERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,753.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Document Number | 0000188810 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021188810 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Document Number | 2021188808 |
| Map Reference | MB 119 PG 182&183 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021188808 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2021 |
| Title Company | BAY CITY TITLE PARTNERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,753.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Document Number | 2021188810 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021188810 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Document Number | 0000107977 |
| Book / Page | 26465 / 1036 |
| Map Reference | MB 119 PG 182&183 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019107977 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | AMERICAN HOME TTL OF TAMPA B |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1228 E 7TH AVE # AVE100, 1228, TAMPA, FL 33605-3505 |
| Name | Verified Name |
|---|---|
| Address | 17945 SIMMONS RD, LUTZ, FL 33548-4513 |
| Document Number | 0000107978 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019107978 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 17945 Simmons Rd was $11,963 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679,898 (+2.7%) | $799,096 (-1.11%) Land $225,647 Building $573,449 | |
| 2025 | $11,963.00 Homeowner's exemption | $662,023 | $808,105 Land $225,647 Building $582,458 |
| 2023 | $10,697.00 (+3.3%) Homeowner's exemption | $624,626 (+3%) | $748,594 (+6.47%) Land $200,575 Building $548,019 |
| 2022 | $10,355.00 Homeowner's exemption | $606,433 | $703,103 Land $150,431 Building $552,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17945 Simmons Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17945 Simmons Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures