17907 Simmons Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 17907 Simmons Rd, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,499 sqft · built 2019
Lot Size1.24 acres (54,212 sqft)
Owner2 Trust Names on File
Last Sale$616,000 (Jul 2020)
Tax Bill$643 (2025)
Deeds & MortgagesNov 2025 Transfer
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN014518-7882

Property Details

APN / Parcel Number

Primary APN014518-7882
Alternative APN
  • U1427189RT000000000060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,499 sqft Living Area
Gross Area5,151 sqft
1st Floor Area3,499 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area54,212 sqft
Garage TypeAttached
Garage Area879 sqft
PorchOpen Porch
Porch Area773 sqft
Utility Building660 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0145187882
Street Address17907 SIMMONS RD
CityLUTZ
StateFL
Zip33548-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionSIMMONS CRYSTAL LAKE LOT 6
Legal Range18E
Legal Township27S
Legal Section14
Legal SubdivisionSIMMONS CRYSTAL LAKE
Legal Lot Number6
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1010
Census Tract11109

Owner

17907 Simmons Rd is owner-occupied and held in a trust since October 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Trust Names on File
Mailing Address17907 SIMMONS RD, LUTZ, FL 33548-4513
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 16, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 27, 2017Deed of Trust, Mortgage · Construction Mortgage
FIRST CITRUS BANK
Jul 10, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2020 · Amount on File
Deed SaleJul 10, 2020 · Amount on File
Deed Document Number2020280531
Last Transfer DateOct 30, 2025
Transfer Doc0000471894
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateNov 4, 2025
Property Address17907 SIMMONS RD, LUTZ, FL 33548-4513
Document Number0000471894
Map ReferenceMB 119 PG 182&183
Instrument DateOct 30, 2025
Instrument2025471894
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17907 SIMMONS RD, LUTZ, FL 33548-4513

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address17907 SIMMONS RD, LUTZ, FL 33548-4513

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address17907 SIMMONS RD, LUTZ, FL 33548-4513
Transaction TypeMortgage
Record UpdatedDec 2, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address17907 SIMMONS RD, LUTZ, FL 33548-4513

Mortgage

Document Number2021584205
DateNov 16, 2021
Instrument2021584205
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address17907 SIMMONS RD, LUTZ, FL 33548-4513
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250501160
DateJun 27, 2017
Book Page25050/1160
Instrument2017254188
Lender
NameFIRST CITRUS BANK
TypeBank
AddressTAMPA, FL 33618
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 10, 2020
Property Address17907 SIMMONS RD, LUTZ, FL 33548-4513
Document Number0000280531
Instrument DateJul 2, 2020
Instrument280531
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyAMERICAN HOME TITLE TAMPA BAY, AMERICAN HM TITLE/TAMPA BAY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,312.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7907 SIMMONS RD LUTZ FL 33548, LUTZ, FL 33548

Mortgage

Document Number280532
DateJul 10, 2020
Instrument280532
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 17907 Simmons Rd was $643.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$692,007 (+2.7%)$856,384 (-1.11%) Land $221,998 Building $634,386
2025$643.00 Disabled Person's exemption Veteran's exemption$673,814$866,012 Land $221,998 Building $644,014
2023$569.00 (+19.29%) Disabled Person's exemption Veteran's exemption$623,421 (+3%)$792,710 (+5.12%) Land $197,332 Building $595,378
2022$477.00 Disabled Person's exemption Veteran's exemption$605,263$754,128 Land $147,999 Building $606,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17907 Simmons Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 118 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies118 in force
Nearby Flood Claims19 (1996–2024)
Claims Outside the SFHA7 of 19
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17907 Simmons Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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