1794 Vista del Lago, Fallbrook, CA 92028 Property Records

San Diego County property record for 1794 Vista del Lago, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,906 sqft · built 2004
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$679,000 (Sep 2020)
Tax Bill	$7,925 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-400-58-00`

Property Details

APN / Parcel Number

Primary APN	`102-400-58-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	57,064 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1794 VISTA DEL LAGO
City	FALLBROOK
State	CA
Zip	92028-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 7-9-3W SEQ DOC186073REC72 IN N H OF SWQ OF SEQ OF
Legal Range	03W
Legal Township	09
Legal Section	07
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1001
Census Tract	18903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1794 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Oct 9, 2014 · Amount on Record
Deed Document Number	2020560085
Prior Transfer Date	Jul 14, 1994
Prior Transfer Doc	0000442181
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1794 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506120
Date	Oct 31, 2017
Instrument	2017-0506120

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	FALLBROOK, CA 92028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 26, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.7%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2020
Property Address	1794 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Document Number	0000560085
Instrument Date	Sep 1, 2020
Instrument	2020-0560085
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1794 VISTA DEL LAGO, FALLBROOK, CA 92028-1748

Mortgage

Document Number	0000560086
Date	Sep 22, 2020
Instrument	2020-0560086

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1794 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Document Number	0000017625
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1794 VISTA DEL LAGO FALLBROOK CA 920281748, FALLBROOK, CA 92028-1748

Mortgage

Document Number	0000017625
Date	Jan 12, 2017
Instrument	17625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,667 (+2%) Land $386,427 Building $363,240
2025	$7,925.00 (+5.51%)	$734,968 (+4.04%) Land $378,850 Building $356,118
2023	$7,511.00 (-0.05%)	$706,431 Land $364,140 Building $342,291
2022	$7,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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