Washington County property record for 1794 Ben Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1987 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 000004860003 |
| Primary APN | 000004860003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,292 sqft |
| 1st Floor Area | 520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 268 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1794 BEN RD |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 2 13 10 ORB 852 P 53 BEG NEC OF NW4 OF NE4, S 862.0 4 TO POB, S 473.66, W 762.51 , N27?5316W 575.09, E 1035 .92 TO POB AS DESC IN ORB 852 P 53. |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 970303 |
1794 Ben Rd is owned and occupied by two individuals who acquired it in March 2010.
Source: Washington County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1794 BEN RD, CHIPLEY, FL 32428-4952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2010 |
| Transfer Doc | 0067002788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1794 BEN RD, CHIPLEY, FL 32428-4952 |
| Document Number | 0067009711 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1794 BEN RD CHIPLEY FL 324284952, CHIPLEY, FL 32428-4952 |
| Document Number | 0067009711 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 001163/000627 |
| Instrument | 67009711 |
| Name | SPECIALIZED LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | HIGHLANDS RANCH, CO 80129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 8, 2059 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 1794 Ben Rd was $550 with a homeowner's exemption, up 9.1% from the year before.
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 (+9.13%) Homeowner's exemption | $80,536 (+2.9%) | $147,180 (+13.76%) Land $37,000 Building $110,180 |
| 2024 | $504.00 (+4.56%) Homeowner's exemption | $78,266 (+3%) | $129,372 (+6.58%) Land $32,000 Building $97,372 |
| 2023 | $482.00 (+2.99%) Homeowner's exemption | $75,986 (+3%) | $121,389 (+8.4%) Land $32,000 Building $89,389 |
| 2022 | $468.00 Homeowner's exemption | $73,773 | $111,980 Land $30,000 Building $81,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1794 Ben Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1994–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1794 Ben Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Wildstar Networks.
5G (outdoors only) and 4G LTE
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