1770 Ben Rd, Chipley, FL 32428 Property Records

Washington County property record for 1770 Ben Rd, Chipley, FL 32428

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	2 bd · 1 ba · 3,328 sqft · built 1984
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jul 2024)
Tax Bill	$1,479 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000004880003`

Property Details

APN / Parcel Number

Primary APN	`000004880003`
Alternative APNs	`00000000-00-0488-0003` `04880003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,328 sqft Gross Area
1st Floor Area	1,744 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	784,080 sqft (18 acres)
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,212 sqft
Shed	1 Shed
Shed Area	2,236 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1770 BEN RD
City	CHIPLEY
State	FL
Zip	32428-4952
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	6 2 13 18 ORB 1309 P 129 NE1/4 OF SW1/4 OF NE1/4, NW1/4 OF SE1/4 OF NE1/4,ORB 1309 P 129, LESS ORB 263 P 2464.
Legal Range	13W
Legal Township	02S
Legal Section	06
Legal Block	3
Legal Lot Number	3
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1048
Census Tract	970303

Owner

Source: Washington County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1770 BEN RD, CHIPLEY, FL 32428-4952
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 10, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 11, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Deed Document Number	20245000
Deed Book / Page	1309 / 129
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	0067007186
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1770 BEN RD, CHIPLEY, FL 32428-4952
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 BEN RD, CHIPLEY, FL 32428-4952
Investor	Possibly a Property Investor

Mortgage

Document Number	0067002193
Date	Mar 26, 2026
Book Page	1365/913
Instrument	202667002193

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	1 WORLD TRADE CTR # 8080, NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 10, 2024
Property Address	1770 BEN RD, CHIPLEY, FL 32428-4952
Document Number	0067005000
Book / Page	1309 / 129
Instrument Date	Jul 9, 2024
Instrument	202467005000
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2195 AMBUS LANE, CHIPLEY, FL 32428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1770 BEN RD, CHIPLEY, FL 32428-4952
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000132
Date	Jul 10, 2024
Instrument	1309/132

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 11, 2019
Property Address	1770 BEN RD, CHIPLEY, FL 32428-4952
Document Number	0067007186
Book / Page	001155 / 000795
Instrument Date	Sep 6, 2019
Instrument	67007186
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1770 BEN RD CHIPLEY FL 324284952, CHIPLEY, FL 32428-4952

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,479.00 (-35.22%)	$147,617	$226,792 (+27.84%) Land $54,000 Building $172,792
2024	$2,283.00 (+288.93%)
2023	$587.00 Homeowner's exemption	$88,673	$177,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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