17928 E Whitney Rd S, Independence, MO 64057 Property Records

Jackson County property record for 17928 E Whitney Rd S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,082 sqft · built 1988
Lot Size	0.115 acres (5,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Aug 2025)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-410-11-21`

Property Details

APN / Parcel Number

Primary APN	`25-410-11-21`
Alternative APNs	`25-410-11-21-00-0-00-000` `25410112100000001` `769928`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,082 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	1,082 sqft
Basement Area	1,082 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,005 sqft (0.115 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	769928
Street Address	17928 E WHITNEY RD S
City	INDEPENDENCE
State	MO
Zip	64057-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE OF THE WOODS 2ND PLAT LOT 27
Legal Subdivision	CAPE OF THE WOODS 2ND PLAT
Legal Block	1
Legal Lot Number	27
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	11407

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17928 E WHITNEY RD S, INDEPENDENCE, MO 64057-2043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 25, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Apr 28, 2025 · Amount on Record
Deed Document Number	202560227
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	00E0028436
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17928 E WHITNEY RD S, INDEPENDENCE, MO 64057-2043
Document Number	0000E74785
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17928 E WHITNEY RD S INDEPENDENCE MO 64058, INDEPENDENCE, MO 64058

Mortgage

Document Number	0000E74785
Date	Aug 21, 2020
Instrument	74785E

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Aug 20, 2085

Interest

Rate Type	Adjustable Rate
Rate	3.17%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17928 E WHITNEY RD S, INDEPENDENCE, MO 64057-2043
Document Number	0000E74784
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17928 E WHITNEY RD S INDEPENDENCE MO 64058, INDEPENDENCE, MO 64058

Mortgage

Document Number	0000E74784
Date	Aug 21, 2020
Instrument	74784E

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Aug 20, 2085

Interest

Rate Type	Adjustable Rate
Rate	3.17%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,906 (-) Land $4,756 Building $26,150	$162,660 (-)
2025	$2,208.00 (+0.14%)	$30,906 (-2.89%) Land $4,756 Building $26,150	$162,660 (-2.9%)
2024	$2,205.00 (+2.37%)
2023	$2,154.00 (+24.8%)	$31,827 (+36.19%) Land $2,924 Building $28,903	$167,510 (+36.19%)
2022	$1,726.00	$23,370 Land $2,850 Building $20,520
2021			$123,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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