Ramsey County property record for 1792 Eugene St, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,186 sqft · built 1974 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,000 (Oct 2020) |
| Tax Bill | $6,022 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-33-0110 |
| Primary APN | 14-30-22-33-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,186 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Family Room | Family Room |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,250 sqft (0.235 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8090873 |
|---|---|
| Street Address | 1792 EUGENE ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 14 TOWN 30 RANGE 22 E 82.5 FT OF W 165 FT OF N 125 FT OF S ...OF SW 1/4 OF SEC 14 TN 30 RN 22 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | SECTION 14 TOWN 30 RANGE 22 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 40504 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1792 EUGENE ST, SAINT PAUL, MN 55110-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2020 | Warranty Deed, Transfer · Conventional with PMI ALERUS MTG |
| Nov 11, 2019 | Deed of Trust, Mortgage AMERICAN MTG & EQUITY CNSLTS I |
| Jul 24, 2018 | Warranty Deed, Construction Loan · Construction Mortgage REDBIRD B1 HLDGS LLC |
| Jun 14, 2018 | Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | Jul 24, 2018 · Amount on Record |
| Deed Document Number | 20204838567 |
| Prior Transfer Date | Apr 4, 2013 |
| Prior Transfer Doc | 0004395983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 16, 2020 |
| Property Address | 1792 EUGENE ST, WHITE BEAR LAKE, MN 55110-3344 |
| Document Number | 0004838567 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 4838567 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,197.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1792 EUGENE ST WHITE BEAR LAKE MN 551103344, WHITE BEAR LAKE, MN 55110-3344 |
| Document Number | 4838568 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 4838568 |
| Name | ALERUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1792 EUGENE ST, WHITE BEAR LAKE, MN 55110-3344 |
| Document Number | 0004788265 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | TITLE SPECIALIST |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1792 EUGENE ST WHITE BEAR LAKE MN 551103344, WHITE BEAR LAKE, MN 55110-3344 |
| Document Number | 0004788265 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 4788265 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | EDINA, MN 55439 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 24, 2018 |
| Property Address | 1792 EUGENE ST, WHITE BEAR LAKE, MN 55110-3344 |
| Document Number | 0004719449 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 4719449 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $809.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1792 EUGENE ST WHITE BEAR LAKE MN 551103344, WHITE BEAR LAKE, MN 55110-3344 |
| Document Number | 4719450 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 4719450 |
| Name | REDBIRD B1 HLDGS LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 23, 2019 |
| Rate | 5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 14, 2018 |
| Property Address | 1792 EUGENE ST, WHITE BEAR LAKE, MN 55110-3344 |
| Document Number | 0004713642 |
| Instrument Date | May 25, 2018 |
| Instrument | 4713642 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | WATERMARK TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $742.05 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1792 EUGENE ST WHITE BEAR LAKE MN 551103344, WHITE BEAR LAKE, MN 55110-3344 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,200 (+11.13%) Land $76,900 Building $354,300 | $431,200 (+11.13%) Land $76,900 Building $354,300 | |
| 2025 | $6,022.00 (+15.06%) | ||
| 2023 | $5,234.00 Homeowner's exemption | $388,000 Land $76,900 Building $311,100 | $388,000 Land $76,900 Building $311,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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