Ramsey County property record for 1783 Eugene St, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 890 sqft · built 1974 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,400 (May 2010) |
| Tax Bill | $4,360 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-33-0083 |
| Primary APN | 14-30-22-33-0083 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 890 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 136 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 603057 |
|---|---|
| Street Address | 1783 EUGENE ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 14 TOWN 30 RANGE 22 EX N 828 FT & EX S 353.76 FT; THE W 90 ...& ESMTS) IN SEC 14 TN 30 RN 22 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | SECTION 14 TOWN 30 RANGE 22 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 40504 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1783 EUGENE ST, SAINT PAUL, MN 55110-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Oct 26, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2010 · Amount on Record |
| Deed Sale | May 27, 2010 · Amount on Record |
| Deed Document Number | 2010383739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1783 EUGENE ST, WHITE BEAR LAKE, MN 55110-3321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | 0A04877276 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | A04877276 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1783 EUGENE ST, WHITE BEAR LAKE, MN 55110-3321 |
| Document Number | 0004684402 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1783 EUGENE ST WHITE BEAR LAKE MN 551103321, WHITE BEAR LAKE, MN 55110-3321 |
| Document Number | 0004684402 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 4684402 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2032 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,400 (+13.38%) Land $85,100 Building $245,300 | $330,400 (+13.38%) Land $85,100 Building $245,300 | |
| 2025 | $4,360.00 (+36.59%) | ||
| 2023 | $3,192.00 Homeowner's exemption | $291,400 Land $85,100 Building $206,300 | $291,400 Land $85,100 Building $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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