San Luis Obispo County property record for 1792 7th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,134 sqft · built 1986 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,040,000 (Aug 2026) |
| Tax Bill | $8,888 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-512-011 |
| Primary APN | 038-512-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,134 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 1792 7TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 122 LTS 26 & 27 |
| Legal Subdivision | TOWN EL MORO |
| Legal Block | 122 |
| Legal Lot Number | 26,27 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10701 |
1792 7th St is owned and occupied by an individual who bought it in August 2026.
Source: San Luis Obispo County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Nov 17, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Nov 17, 2023 | Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC |
| Nov 17, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Jan 23, 2015 · Amount on File |
| Deed Document Number | 202625949 |
| Prior Transfer Date | Oct 28, 2024 |
| Prior Transfer Doc | 0000032310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 13, 2026 |
| Property Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000025949 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202625949 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,544.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000025950, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202625950 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 17, 2023 |
| Property Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000034833 |
| Map Reference | MB A PG 81 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023034833 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 17, 2023 |
| Property Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000034831 |
| Map Reference | MB A PG 81 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 2023034831 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000034834 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023034834 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 17, 2023 |
| Property Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000034832 |
| Map Reference | MB A PG 81 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023034832 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | TITLE CONNECTION, TITLE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1792 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000082527 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021082527 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 1792 7th St was $8,888 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $578,609 (+2%) Land $245,174 Building $333,435 | |
| 2025 | $8,888.00 | $567,265 Land $240,367 Building $326,898 |
| 2023 | $8,566.00 (+5.84%) Homeowner's exemption | $545,239 Land $231,034 Building $314,205 |
| 2022 | $8,093.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1792 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1792 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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