San Luis Obispo County property record for 1774 7th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,799 sqft · built 1973 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $941,000 (Sep 2024) |
| Tax Bill | $12,909 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Jan 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-512-009 |
| Primary APN | 038-512-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,799 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1774 7TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 122 LTS 30 & 31 |
| Legal Subdivision | TOWN EL MORO |
| Legal Block | 122 |
| Legal Lot Number | 30,31 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10701 |
1774 7th St is owned and occupied by two individuals who bought it in September 2024.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1774 7TH ST, LOS OSOS, CA 93402-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Intrafamily Transfer, Transfer |
| Jan 12, 2021 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jan 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Feb 24, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on File |
| Deed Sale | Sep 30, 2024 · Amount on File |
| Prior Sale | Feb 24, 2017 · Amount on File |
| Deed Document Number | 202427545 |
| Prior Transfer Date | Jul 3, 2023 |
| Prior Transfer Doc | 0000020564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 20, 2023 |
| Property Address | 1774 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000020564 |
| Map Reference | MB A PG 81 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 2023020564 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1774 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 12, 2021 |
| Property Address | 1774 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000002238 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2238 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1774 7TH ST LOS OSOS CA 934022114, LOS OSOS, CA 93402-2114 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 12, 2021 |
| Property Address | 1774 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000002239 |
| Map Reference | MB A PG 81 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021002239 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1774 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000002240 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021002240 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 24, 2017 |
| Property Address | 1774 7TH ST, LOS OSOS, CA 93402-2114 |
| Document Number | 0000008555 |
| Map Reference | MB A PG81 |
| Instrument Date | Dec 20, 2016 |
| Instrument | 2017008555 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28810 TOP OF THE WORLD DR, LAGUNA BEACH, CA 92651-2072 |
| Document Number | 0000008556 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017008556 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2032 |
The 2025 property tax bill for 1774 7th St was $12,909.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $959,820 (+2%) Land $510,000 Building $449,820 | |
| 2025 | $12,909.00 | $941,000 Land $500,000 Building $441,000 |
| 2023 | $9,106.00 (+4.68%) Homeowner's exemption | $613,534 Land $306,767 Building $306,767 |
| 2022 | $8,699.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1774 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1774 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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