1790 Orchard Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1790 Orchard Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 2013
Square Footage480 sqft Heated Area
Lot Size16,117 sqft (0.37 acres)
OccupancyOwner Occupied
Last Sale$126,000 (2019)
Tax Bill$890.00 (2025)

Property Details

APN / Parcel Number

Primary APN9598187810
Alternative APN
  • 10003851

Interior

Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area480 sqft Heated Area
1st Floor480 sqft 1st Floor
Basement Area480 sqft Basement
Unfinished Basement480 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2013
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area16,117 sqft (0.37 acres)
Deck Area192 sqft Deck
Storage Building96 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemElectric Heating

Location & Zoning

Account Number10003851
Street Address1790 ORCHARD RD
CityFLAT ROCK
StateNC
Zip28731-9691
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREMAINDER FROM RECOMBINATION 0.37 AC LOB PL2018-11575
Legal SubdivisionDANA
Legal Block18
Legal Lot Number7810
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup1
Census Block1003
Census Tract930302

Owner

Source: Henderson County records · APN 9598187810

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1790 ORCHARD RD, FLAT ROCK, NC 28731-9691
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 17, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2019 · Amount on Record
Deed SaleJan 17, 2019 · Amount on Record
Deed Book / Page3291 / 310
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJul 01, 2026
Property Address1790 ORCHARD RD, FLAT ROCK, NC 28731-9691
Document Number0001051903
Book / Page4459 / 237
Instrument DateJul 01, 2026
Instrument20261051903
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$54,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 ORCHARD RD, FLAT ROCK, NC 28731-9654

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1790 ORCHARD RD, FLAT ROCK, NC 28731-9691
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030250155
DateMar 06, 2017
Book Page3025/155
Lender
NameROYAL UNITED MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1790 ORCHARD RD, FLAT ROCK, NC 28731-9691
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035130321
DateJun 25, 2020
Book Page3513/321
Instrument927526
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJan 17, 2019
Property Address1790 ORCHARD RD, FLAT ROCK, NC 28731-9691
Document Number0032910310
Book / Page3291 / 310
Instrument DateJan 17, 2019
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1790 ORCHARD RD, FLAT ROCK, NC 28731-9691

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$155,900 (-) Land $28,600 Building $127,300
2025$890.00
2023$155,900 Land $28,600 Building $127,300$155,900 Land $28,600 Building $127,300

Flood & Wildfire

1790 Orchard Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Henderson County (37089C), updated October 12, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 53rd in North Carolina
Wildfire LikelihoodModerate — about 1 in 1,515 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Orchard Rd

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