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  2. North Carolina
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  4. Flat Rock
  5. Orchard Rd

1688 Orchard Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1688 Orchard Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeManufactured or Modular Home
Details2 ba · 1,508 sqft · built 2007
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Tax Bill$1,341 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN9598182186

Property Details

APN / Parcel Number

Primary APN9598182186
Alternative APN
  • 1005433

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,508 sqft Heated Area
1st Floor Area1,508 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area19,166 sqft (0.44 acres)
PorchSlab
Porch Area120 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1005433
Street Address1688 ORCHARD RD
CityFLAT ROCK
StateNC
Zip28731-9690
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionOWENSBY MINOR SUBD LO1 PL2006-6248
Legal SubdivisionOWENSBY MINOR SUB
Legal Block18
Legal Lot Number2186
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1003
Census Tract930302

Owner

Source: Henderson County records · APN 9598182186

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 95, DANA, NC 28724-0095
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MORTGAGE EQUITY PARTNERS LLC
Feb 12, 2019Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2011
Deed SaleJul 27, 2011
Prior SaleOct 03, 2006 · Amount on Record
Deed Book / Page1473 / 105
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON NC
Recording DateDec 08, 2021
Property Address1688 ORCHARD RD, FLAT ROCK, NC 28731-9690
Document Number0038330261
Book / Page3833 / 261
Map ReferenceSL 12333
Instrument DateDec 07, 2021
Instrument969043
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address26 KAYCE DR, 26, CANDLER, NC 28715-8478

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 ASHER OAKS LN, HENDERSONVILLE, NC 28792-0521

Mortgage

Document Number0000969050
DateDec 08, 2021
Instrument969050
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1688 ORCHARD RD, FLAT ROCK, NC 28731-9690
Document Number0033000521
Instrument DateFeb 12, 2019
Transaction TypeMortgage
Record UpdatedMar 06, 2019
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1688 ORCHARD RD FLAT ROCK NC 287319690, FLAT ROCK, NC 28731-9690

Mortgage

Document Number0033000521
DateFeb 18, 2019
Book Page003300/000521
Instrument898562
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2049

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$234,900 (-) Land $30,300 Building $204,600
2025$1,341.00
2023$234,900 Land $30,300 Building $204,600$234,900 Land $30,300 Building $204,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2012, river or lake flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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