179 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 179 Windchime Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,365 sqft · built 2016
Lot Size	0.194 acres (8,434 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Sep 2026)
Tax Bill	$75 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0990`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0990`
Alternative APNs	`17-119-23080-000-0990` `1028366`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,365 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	2,365 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,434 sqft (0.194 acres)
Garage Type	Attached
Garage Area	446 sqft
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	179 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-2284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 99 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 3027-2153 OR 3091-3047
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	9
Legal Lot Number	99
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2012
Census Tract	950502

Owner

179 Windchime Way is owned by two individuals who bought it in September 2026.

Source: Walton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 FLORA LN, FREEPORT, FL 32439-2983
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 4, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	202637826
Deed Book / Page	3412 / 2939
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 14, 2026
Property Address	179 WINDCHIME WAY, FREEPORT, FL 32439-2284
Document Number	0000037826
Book / Page	3412 / 2939
Instrument Date	Sep 10, 2026
Instrument	202637826
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328,755.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 FLORA LN, FREEPORT, FL 32439-2983

Mortgage

Document Number	0000037827,
Date	Sep 14, 2026
Book Page	3412/2941
Instrument	202637827

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	179 WINDCHIME WAY, FREEPORT, FL 32439-2284
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031823049
Date	Feb 10, 2021
Book Page	3182/3049
Instrument	20210006439

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2018
Property Address	179 WINDCHIME WAY, FREEPORT, FL 32439-2284
Document Number	0030913047
Book / Page	003091 / 003047
Instrument Date	Nov 30, 2018
Instrument	40132
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	179 WINDCHIME WAY FREEPORT FL 324392284, FREEPORT, FL 32439-2284

Mortgage

Document Number	30913049
Date	Dec 4, 2018
Book Page	003091/003049
Instrument	40133

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 179 Windchime Way was $75.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00	$282,574	$402,257 Land $63,378 Building $338,879
2024	$75.00
2023	$75.00 Homeowner's exemption	$390,968 (+10.38%) Land $48,642 Building $342,326	$390,968 (+10.38%) Land $48,642 Building $342,326
2022	$75.00 Homeowner's exemption	$354,187 Land $53,993 Building $300,194	$354,187 Land $53,993 Building $300,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 179 Windchime Way in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 179 Windchime Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windchime Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures