170 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 170 Windchime Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,354 sqft · built 2015
Lot Size	0.276 acres (12,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Mar 2023)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0650`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0650`
Alternative APNs	`17-119-23080-000-0650` `1028332`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,354 sqft Living Area
Gross Area	4,070 sqft
1st Floor Area	2,181 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,006 sqft (0.276 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	115 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	170 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-2288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 65 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2984-995 OR 3285-204
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	6
Legal Lot Number	65
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 30, 2023	Intrafamily Transfer, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jul 8, 2015 · Amount on Record
Deed Document Number	202310879
Deed Book / Page	3285 / 204
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0032850204
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288

Mortgage

Document Number	0033314131
Date	Jul 26, 2024
Book Page	3331/4131
Instrument	20240026554

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2023
Property Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288
Document Number	0032850204
Book / Page	3285 / 204
Map Reference	MB 17 PG 60
Instrument Date	Mar 24, 2023
Instrument	20230010879
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288

Mortgage

Document Number	0003285207
Date	Mar 30, 2023
Instrument	3285/207

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288

Mortgage

Document Number	0032802720
Date	Feb 15, 2023
Book Page	3280/2720
Instrument	20230005070

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288

Mortgage

Document Number	0032062423
Date	Jul 9, 2021
Book Page	3206/2423
Instrument	20210034502

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031221376
Date	Oct 28, 2019
Book Page	3122/1376
Instrument	20190037579

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 WINDCHIME WAY, FREEPORT, FL 32439-2288

Mortgage

Document Number	0031630385
Date	Oct 6, 2020
Book Page	3163/385
Instrument	20200039549

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,530.00 (-1.04%)	$317,764 (-35.34%)	$499,162 (+1.57%) Land $52,815 Building $446,347
2024	$3,567.00 (+3.69%)
2023	$3,440.00 (+5.36%) Homeowner's exemption	$491,465 (+10.57%) Land $40,535 Building $450,930	$491,465 (+10.57%) Land $40,535 Building $450,930
2022	$3,265.00 Homeowner's exemption	$444,486 Land $44,994 Building $399,492	$444,486 Land $44,994 Building $399,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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