Scott County property record for 179 Seth Way, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,180 sqft · built 2012 |
| Lot Size | 0.246 acres (10,707 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,600 (Mar 2013) |
| Tax Bill | $1,804 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-40-173.000 |
| Primary APN | 191-40-173.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,707 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 179 SETH WAY |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIOLETS TRACE |
| Legal Subdivision | VIOLETS TRACE |
| Legal Block | C |
| Legal Lot Number | 5 |
| Legal Unit | 1D |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40205 |
179 Seth Way is owned and occupied by an individual who bought it in March 2013.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 179 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION |
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCUE |
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Aug 30, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2013 · Amount on File |
| Deed Sale | Mar 7, 2013 · Amount on File |
| Deed Document Number | 2013294404 |
| Deed Book / Page | 350 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 17, 2026 |
| Property Address | 179 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Document Number | 0000595218 |
| Book / Page | 1909 / 343 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026595218 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 179 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Document Number | 0000595218, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 1909/343 |
| Instrument | 2026595218 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 179 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1775/668 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | M1775/668 |
| Instrument | 495360 |
| Name | UNIFY FINANCIAL FCUE |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 179 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M1680/71 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | M1680/71 |
| Instrument | 452770 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 179 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 373929 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | M1355/623 |
| Instrument | 373929 |
| Name | UNITED STATES FCU |
|---|---|
| Type | Credit Union |
| Address | Lexington, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 29, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 179 Seth Way was $1,804.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,600 (-) | $202,600 (-) | |
| 2025 | $1,804.00 | $202,600 | $202,600 |
| 2023 | $1,698.00 (+14.34%) | $187,300 (+9.4%) Land $35,000 Building $152,300 | $187,300 (+9.4%) Land $35,000 Building $152,300 |
| 2022 | $1,485.00 | $171,200 Land $33,000 Building $138,200 | $171,200 Land $33,000 Building $138,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 179 Seth Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 179 Seth Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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