Scott County property record for 178 Seth Way, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 2012 |
| Lot Size | 0.264 acres (11,491 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Feb 2024) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-40-177.000 |
| Primary APN | 191-40-177.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,491 sqft (0.264 acres) |
| Garage Type | Attached |
| Garage Area | 265 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 178 SETH WAY |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIOLETS TRACE |
| Legal Subdivision | VIOLETS TRACE |
| Legal Block | C |
| Legal Lot Number | 7 |
| Legal Unit | 1D |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40205 |
178 Seth Way is owned and occupied by an individual who bought it in February 2024.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed, Transfer · Conventional Mortgage NEIGHBORS BANK |
| Jun 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 28, 2017 | Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 2024492156 |
| Deed Book / Page | 447 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 1, 2024 |
| Property Address | 178 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Document Number | 00D447/113 |
| Book / Page | D447 / 113 |
| Map Reference | CAB 9 SL 219 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 492156 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 COLLEGE ST, WINCHESTER, KY 40391-1824 |
| Name | Verified Name |
|---|---|
| Address | 178 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Document Number | 0000492157 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 492157 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 178 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1743/656 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | M1743/656 |
| Instrument | 475197 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 28, 2017 |
| Property Address | 178 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Document Number | D390/170 |
| Book / Page | D390 / 170 |
| Map Reference | CAB9 SL219 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 373844 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 IRVING LN, 137, GEORGETOWN, KY 40324-2094 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 178 SETH WAY, GEORGETOWN, KY 40324-8008 |
| Document Number | M1355198 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | M1355/198 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 178 Seth Way was $2,182.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,000 (-) | $245,000 (-) | |
| 2025 | $2,182.00 | $245,000 | $245,000 |
| 2023 | $1,714.00 (+13.74%) | $189,100 (+8.8%) Land $35,000 Building $154,100 | $189,100 (+8.8%) Land $35,000 Building $154,100 |
| 2022 | $1,507.00 | $173,800 Land $33,000 Building $140,800 | $173,800 Land $33,000 Building $140,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Seth Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Seth Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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