179 Mandolin Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 179 Mandolin Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,640 sqft · built 2008
Lot Size	0.271 acres (11,796 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2020)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687553-000680`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687553-000680`
Alternative APNs	`132926687553000680` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	2,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	11,796 sqft (0.271 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Screened/Unfinished Porch
Porch Area	307 sqft

Location & Zoning

Street Address	179 MANDOLIN DR
City	WINTER HAVEN
State	FL
Zip	33884-3581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN I PB 142 PGS 10-14 LOT 68
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN 1
Legal Tract	687553
Legal Block	1
Legal Lot Number	68
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

179 Mandolin Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	179 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA
Jul 11, 2017	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Jul 11, 2017 · Amount on File
Deed Document Number	2020176609
Deed Book / Page	11352 / 1221
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 27, 2020
Property Address	179 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Document Number	0113521221
Book / Page	011352 / 001221
Instrument Date	Aug 14, 2020
Instrument	176609
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	179 MANDOLIN DR WINTER HAVEN FL 338843581, WINTER HAVEN, FL 33884-3581

Mortgage

Document Number	113521223
Date	Aug 27, 2020
Book Page	011352/001223
Instrument	176610

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 11, 2017
Property Address	179 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Document Number	0102010457
Book / Page	010201 / 000457
Instrument Date	Jul 7, 2017
Instrument	131727
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ALL REAL ESTATE TITLE SERVICES INC, ALL REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	179 MANDOLIN DR WINTER HAVEN FL 338843581, WINTER HAVEN, FL 33884-3581

Mortgage

Document Number	102010458
Date	Jul 11, 2017
Book Page	010201/000458
Instrument	131728

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 179 Mandolin Dr was $4,306 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,215 (+2.7%)	$323,837 (-0.52%) Land $62,000 Building $261,837
2025	$4,306.00 Homeowner's exemption	$269,927	$325,537 Land $62,000 Building $263,537
2023	$4,076.00 (+2.62%) Homeowner's exemption	$254,680 (+3%)	$339,938 (+8.45%) Land $60,000 Building $279,938
2022	$3,972.00 Homeowner's exemption	$247,262	$313,447 Land $50,000 Building $263,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 179 Mandolin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 179 Mandolin Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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